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20870 N River Ridge Drive
Bristol IN 46507 US

$998,000

Active Listing ID 202600272
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4 bed
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4.00 Bath (3 Full , 1 Half)
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Lot: 0.60 Acres
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Single Family Residence

$998,000

Active Listing ID 202600272
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20870 N River Ridge Drive A rare opportunity to own a beautifully updated riverfront retreat offering 120 feet of frontage and sweeping views along the Upper St. Joseph River. The main level features a stunning custom kitchen with stainless steel appliances and high-quality finishes. The primary suite is a peaceful retreat with a spa-inspired bath, dual vanities, stand-up shower, jetted tub, and a generous walk-in closet. The walkout lower level provides incredible versatility with a full second kitchen, family room with fireplace, office, recreation space, and additional bedrooms—ideal for guests or multi-generational living. The 2 heated attached garages offer ample space for 6 vehicles. Outdoor living shines with a sweeping deck overlooking the river, steel seawall, and a grandfathered boathouse with expansive patio. Updates include a newer roof, mechanicals and a whole-house generator providing peace of mind.

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Property Features

  • Facts
  • Lot Size: 0.60 Acres
  • Property Type: Residential
  • Property Sub-type: Single Family Residence
  • Features
  • Full Bathrooms: 3
  • 1/2 Bathrooms: 1
  • Cooling System: Central Air
  • Exterior Finish: None
  • Roof Type: Shingle
  • Heating Fuels: Fireplace(s), Forced Air, Natural Gas
  • Additional Features
  • Fireplace
  • Waterfront

School Information

  • School
  • Eastwood(Elementary)
  • Pierre Moran(MiddleSchool)
  • Elkhart(HighSchool)

Property

  • propertytype: Residential
  • propertysubtype: Single Family Residence
  • listprice: 998000
  • unparsedaddress: 20870 N River Ridge Drive
  • postalcity: Bristol
  • stateorprovince: IN
  • country: US
  • postalcode: 46507
  • bathroomsfull: 3
  • bathroomshalf: 1
  • bathroomsonequarter: 0
  • bathroomsthreequarter: 0
  • lotsizeacres: 0.597
  • lotsizeunits: Acres
  • lotsizearea: 0.597
  • livingarea: 4680
  • livingareaunits: Square Feet
  • latitude: 41.710474
  • longitude: -85.867993
  • listagentfullname: Wendy Echartea
  • listagentemail: wendyechartea@bhhsni.com
  • listagentkey: 3yd-ECBORIN-50546
  • listagentmlsid: 50546
  • listagentpreferredphone: 5743612511
  • listagentofficephone: 5748495886
  • listofficekey: 3yd-ECBORIN-3607
  • listagentstatelicense: RB18000616
  • listofficemlsid: 3607
  • disclaimer: Copyright © 2026 Elkhart County Board of Realtors. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.
  • sourcesystemid: ECBORIN
  • yearbuilt: 2000
  • listingcontractdate: 2026-01-05
  • listagenturl: http://www.BHHSNorthernIndianaRealEstate.com
  • countyorparish: Elkhart County
  • parcelnumber: 20-03-29-351-010.000-030
  • elementaryschool: Eastwood
  • highschool: Elkhart
  • elementaryschooldistrict: Elkhart Community Schools
  • middleorjuniorschooldistrict: Elkhart Community Schools
  • highschooldistrict: Elkhart Community Schools
  • appliances: Dryer, Dryer - Gas, Garbage Disposer, Microwave, Range, Range - Electric
  • cooling: Central Air
  • constructionmaterials: Brick
  • heating: Fireplace(s), Forced Air, Natural Gas
  • fireplaceyn: True
  • transactiontype: ForSale
  • storiestotal: 1
  • parkingtotal: 0
  • parkingfeatures: Garage, Garage - Attached
  • roof: Shingle
  • waterfrontyn: True
  • franchiseaffiliation: Berkshire Hathaway HomeServices
  • interiorfeatures: Attic-walk-up, Balcony, Ceiling-9+, Ceiling Fan(s), Closet(s) Walk-in, Countertops-stone, Deck On Waterfront, Detector-smoke, Disposal, Eat-in Kitchen, Fire Sprinkler System, Foyer Entry, Garage Door Opener, Generator Built-in, Generator-whole House, Irrigation System, Patio Open, Pocket Doors, Twin Sink Vanity, Stand Up Shower, Tub/Shower Combination, Main Level Bedroom Suite, Bidet, Formal Dining Room, Garage-heated, Main Floor Laundry, Sump Pump, Dishwasher, Refrigerator, Window Treatments, Kitchen Exhaust Hood, Range-gas, Sump Pump, Water Heater Gas, Water Softener-owned, Window Treatment-blinds
  • exteriorfeatures: None
  • waterfrontfeatures: Waterfront St. Joe River Upper, Waterfront, Waterfront St. Joe River Upper
  • architecturalstyle: French
  • rooms: Basement, Bathroom 1, Bathroom 2, Bathroom 3, Bathroom 4, Bedroom 1, Bedroom 2, Bedroom 3, Bedroom 4
  • securityfeatures: Fire Sprinkler System
  • utilities: Water Available
  • dock: False
  • poolprivateyn: False
  • spayn: False
  • internetaddressdisplayyn: True
  • internetautomatedvaluationdisplayyn: True
  • internetconsumercommentyn: True
  • location: -85.868, 41.710472
  • customfields: {"AdditionalInformation":{}, "AlternatePrices":[], "BrokerName":"One Realty, LLC", "BuilderEmail":null, "BuilderFax":null, "BuilderPhone":null, "City":null, "Country":null, "Expenses":[{"ExpenseCategory":"Home Owner Assessments Fee", "ExpenseFrequency":"Annually", "ExpenseValue":750}], "GeocodeOptions":null, "LeadRoutingEmail":"wendyechartea@bhhsni.com", "ListBrokerageCity":"Elkhart", "ListBrokerageCountry":"US", "ListBrokerageEmail":"LoriSnyder@bhhsni.com", "ListBrokerageLogoUrl":"http://brokerlogos.listhub.net/ECBORIN/6c3e7ad1443e11e095f200219b994c72/20140710150613289.png", "ListBrokerageName":"One Realty, LLC", "ListBrokeragePhone":"(574) 849-5886", "ListBrokeragePostalCode":"46514", "ListBrokerageStateOrProvince":"IN", "ListBrokerageUnitNumber":null, "ListBrokerageUnparsedAddress":"1741 E. Bristol Street", "ListBrokerageWebsiteUrl":"http://www.BHHSNorthernIndianaRealEstate.com", "ListOfficeAddress1":"1101 Parkway Avenue Suite 100", "ListOfficeAddress2":null, "ListOfficeBrokerMlsId":null, "ListOfficeCity":"Elkhart", "ListOfficeCountry":"US", "ListOfficeEmail":"LoriSnyder@bhhsni.com", "ListOfficePostalCode":"46516", "ListOfficeStateOrProvince":"IN", "ListPriceCurrencyType":"USD", "ListingTitle":"Site-Built Home, French Provincial - Bristol, IN", "ListingURL":"https://www.realtor.com/realestateandhomes-detail/20870-N-River-Ridge-Dr_Bristol_IN_46507_M44979-16915?f=listhub&s=ECBORIN&m=202600272&c=rexren", "MLSModificationTimestamp":"2026-01-05T13:17:02Z", "Neighborhoods":[], "PostalCode":null, "RawPropertySubType":"Site-Built Home", "RawPropertyType":"Residential", "RoomCount":17, "StateOrProvince":null, "Taxes":[{"TaxAnnualAmount":7778.68, "TaxDescription":null, "TaxYear":null}], "UnitNumber":null, "UnparsedAddress":null}
Listing Changed: 1/9/2026 9:01:16 AM GMT
Source Updated Date: 1/12/2026 6:52:21 AM GMT

Courtesy of: Wendy Echartea, Berkshire Hathaway HomeServices Elkhart, wendyechartea@bhhsni.com

Copyright © 2026 Elkhart County Board of Realtors. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.