20845 Universal Welcome to this charming 3-bedroom bungalow nestled on a spacious, fully fenced corner lot—ideal for privacy, play, and entertaining! The bright kitchen features newer appliances and easy-to-maintain ceramic tile flooring. Hardwood floors add warmth and character throughout the cozy living room and main floor bedrooms. Upstairs, a generously sized third bedroom offers flexibility as a private primary suite, home office, or creative retreat. The partially finished basement includes a wood-burning fireplace, a full bathroom, a finished family room area, and plumbing for a second kitchen—full of potential for added living space or an in-law suite. While the home offers great features and character, it could benefit from a little TLC and cosmetic updates to truly make it shine. A fantastic opportunity to add your personal touch and build equity!