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2043 Garrard Street
Covington KY 41014 US

$189,000

Active Listing ID 639615
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2 bed
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2.00 Bath (1 Full , 1 Half)
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Lot: 0.05 Acres
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Single Family Residence

$189,000

Active Listing ID 639615
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2043 Garrard Street 100 percent Financing Available Through KY Housing or the City of Covington! This move-in-ready home combines charm, character, and modern updates in a highly convenient Covington location. Freshly painted, professionally cleaned, and featuring brand-new carpet, the home feels bright, clean, and truly turnkey. Maintenance-free vinyl flooring, ample natural light, and a beautiful stained-glass window add warmth and character throughout the interior. The remodeled kitchen includes stainless steel appliances, updated lighting, and cased windows that showcase the home's original craftsmanship. Additional major updates include a newer roof, newer water heater, and an energy-efficient furnace installed in 2022, providing peace of mind for years to come. A full basement offers excellent storage or future finishing potential, while the fireplace adds comfort and charm to the main living space. Outside, enjoy a private backyard perfect for entertaining, outdoor living, or a fire pit setup. Conveniently located near parks, dining, and downtown access, this home delivers affordability, functionality, and style in one complete package.

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Property Features

  • Facts
  • Lot Size: 0.05 Acres
  • Property Type: Residential
  • Property Sub-type: Single Family Residence
  • Features
  • Full Bathrooms: 1
  • 1/2 Bathrooms: 1
  • Cooling System: Central Air
  • Roof Type: Shingle
  • Heating Fuels: Forced Air, Natural Gas
  • Additional Features
  • Basement
  • Fireplace
  • Patio

School Information

  • School
  • Sixth District Elementary(Elementary)
  • Holmes Middle School(MiddleSchool)
  • Holmes Senior High(HighSchool)

Property

  • propertytype: Residential
  • propertysubtype: Single Family Residence
  • listprice: 189000
  • unparsedaddress: 2043 Garrard Street
  • postalcity: Covington
  • stateorprovince: KY
  • country: US
  • postalcode: 41014
  • bathroomsfull: 1
  • bathroomshalf: 1
  • bathroomsonequarter: 0
  • bathroomsthreequarter: 0
  • lotsizeacres: 0.05
  • lotsizeunits: Acres
  • lotsizearea: 0.05
  • livingarea: 0
  • livingareaunits: Square Feet
  • latitude: 39.066107
  • longitude: -84.501237
  • listagentfullname: Bradley Treas
  • listagentemail: brad@treasteam.com
  • listagentkey: 3yd-NKARKY-432504686
  • listagentmlsid: 432504686
  • listagentpreferredphone: 8598011088
  • listagentofficephone: 8595257900
  • listofficekey: 3yd-NKARKY-o432500054
  • listagentstatelicense: 203389
  • listofficemlsid: o432500054
  • disclaimer: Copyright © 2026 Northern Kentucky MLS, Inc. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.
  • sourcesystemid: NKARKY
  • yearbuilt: 1904
  • listingcontractdate: 2026-02-03
  • listagentfax: 8594866318
  • listagenturl: http://www.TreasTeam.com
  • countyorparish: Kenton
  • parcelnumber: 055-32-04-056.00
  • elementaryschool: Sixth District Elementary
  • highschool: Holmes Senior High
  • elementaryschooldistrict: Covington Indep
  • middleorjuniorschooldistrict: Covington Indep
  • highschooldistrict: Covington Indep
  • appliances: Stainless Steel Appliance(s), Electric Range, Dishwasher, Microwave, Refrigerator
  • cooling: Central Air
  • constructionmaterials: Vinyl Siding
  • heating: Forced Air, Natural Gas
  • fireplaceyn: True
  • transactiontype: ForSale
  • storiestotal: 2
  • parkingtotal: 0
  • parkingfeatures: On Street
  • roof: Shingle
  • waterfrontyn: False
  • franchiseaffiliation: None
  • interiorfeatures: Laminate Counters, Storage, Entrance Foyer, Chandelier, Ceiling Fan(s), Multi Panel Doors
  • windowfeatures: Vinyl Frames, Insulated Windows
  • architecturalstyle: Other
  • rooms: Bedroom 1, Basement, Laundry Room, Dining Room, Bedroom 2, Laundry Room, Bathroom 2, Bathroom 1
  • securityfeatures: Security System
  • otherstructures: Storage
  • utilities: Cable Available
  • patioandporchfeatures: Porch, Patio
  • basement: Unfinished, Walk-Out Access
  • dock: False
  • poolprivateyn: False
  • spayn: False
  • fencing: Privacy, Chain Link
  • internetaddressdisplayyn: True
  • internetautomatedvaluationdisplayyn: False
  • internetconsumercommentyn: False
  • location: -84.501236, 39.06611
  • customfields: {"AdditionalInformation":{}, "AlternatePrices":[], "BrokerName":"HUFF Realty, LLC", "BuilderEmail":null, "BuilderFax":null, "BuilderPhone":null, "City":null, "Country":null, "CustomSourceId":null, "Expenses":[], "GeocodeOptions":null, "LeadRoutingEmail":"brad@treasteam.com", "ListBrokerageCity":"Ft. Mitchell", "ListBrokerageCountry":"US", "ListBrokerageEmail":"itdept@huff.com", "ListBrokerageLogoUrl":"http://brokerlogos.listhub.net/NKARKY/7a5e1300bf2e11de97d200065bf395fa/20091119110931853.gif", "ListBrokerageName":"HUFF Realty, LLC", "ListBrokeragePhone":"(859) 344-4616", "ListBrokeragePostalCode":"41017", "ListBrokerageStateOrProvince":"KY", "ListBrokerageUnitNumber":"Suite 500", "ListBrokerageUnparsedAddress":"334 Beechwood Rd.", "ListBrokerageWebsiteUrl":"http://www.huff.com", "ListOfficeAddress1":"60 Cavalier Blvd. ", "ListOfficeAddress2":"Suite 500", "ListOfficeBrokerMlsId":"o432500054", "ListOfficeCity":"Florence", "ListOfficeCountry":"USA", "ListOfficeEmail":"susan@susanhuff.com", "ListOfficePostalCode":"41042", "ListOfficeStateOrProvince":"KY", "ListPriceCurrencyType":"USD", "ListingTitle":"SINGLE_FAMILY - Other - Covington, KY", "ListingURL":"https://www.realtor.com/realestateandhomes-detail/2043-Garrard-St_Covington_KY_41014_M31493-44325?f=listhub&s=NKARKY&m=639615&c=rexren", "MLSModificationTimestamp":"2026-02-03 15:16:52", "Neighborhoods":[{"Description":null, "Name":"K01 - Covington North"}], "PostalCode":null, "RoomCount":7, "StateOrProvince":null, "Taxes":[], "UnitNumber":null, "UnparsedAddress":null}
Listing Changed: 2/3/2026 4:09:47 PM GMT
Source Updated Date: 2/4/2026 6:48:34 PM GMT

Courtesy of: Bradley Treas, Huff Realty - Florence, brad@treasteam.com

Copyright © 2026 Northern Kentucky MLS, Inc. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.