20 BELLS RIDGE Drive Beautiful Single-Family Home in One of Stafford's Gorgeous Communities - 5 Bedrooms | 3.5 Bathrooms Veterans don't miss this great assumption. Use your VA and assume this loan balance with an interest rate of 2.25%. Only assumable by a Veteran. Welcome to this stunning single-family home located in the desirable Bell's Run community. This spacious 5-bedroom, 3.5-bath residence is filled with elegant upgrades and thoughtful design throughout. The main level features rich hardwood flooring, decorative pillars, upgraded crown molding, a formal living room, and a formal dining room with a tray ceiling. The expansive family room offers a cozy fireplace and ceiling fan, perfect for relaxing or entertaining. The gourmet kitchen is beautifully appointed with a breakfast bar, granite countertops, tile backsplash, frosted glass pantry door, table space, stainless steel appliances, and French doors leading to the patio and fully fenced rear yard. A main-level laundry room adds everyday convenience. Upstairs, you'll find three large bedrooms, including the luxurious primary suite with a walk-in closet, private water closet, and a spa-like bathroom featuring granite countertops, a separate shower, and a large soaking tub. The fully finished basement offers endless possibilities with a second kitchen-ideal for creating an income-producing space or a comfortable area for guests. It also includes a bedroom with a full bathroom and soaking tub. An additional bedroom, currently used as an office, provides added flexibility. A walk-up exit leads directly to the backyard. Additional highlights include a fully fenced rear yard, an oversized two-car garage, and an excellent location close to I-95, shopping, dining, and Quantico.