188 Encino Loma Stretch out on 1.65 acres with mature shade trees, no HOA, and a home that's just as inviting inside as its setting outside. This 3-bedroom, 2-bath stone home combines an open gathering space with a split-bedroom layout for added privacy. A vaulted ceiling, wood-look tile flooring, and a striking stone fireplace welcome you into the living room, where glass doors lead to the backyard. The kitchen keeps everyone connected with a large island offering breakfast-bar seating, a farmhouse sink, pendant lighting, and generous prep space. Shaker-style cabinetry, a tile backsplash, stainless steel appliances, and a gas range complete the space, with an adjoining dining area ready for everyday meals or weekend gatherings. The primary suite sits apart from the secondary bedrooms and includes a walk-in closet and a bath designed for unwinding. Enjoy a clawfoot soaking tub and a separate glass-enclosed shower featuring a rainfall showerhead, handheld sprayer, and body sprays. A dedicated laundry room with a sink and cabinetry adds practical storage, while the attached garage offers additional convenience. Outdoors, mature trees and an expansive yard create an inviting setting for gardening, outdoor meals, and afternoons in the shade. The surrounding Encino Loma area connects to Highway 195 for travel toward Killeen's shopping and dining or south toward Georgetown. Come walk the property and experience the space, character, and comfort for yourself.