1879 HARBOR ISLAND Drive Rare Fleming Island opportunity with below-market owner financing available! This beautifully maintained 3-bedroom, 2-bathroom home boasts 1, 888 square feet of thoughtfully designed living space perfectly blending classic warmth with modern ease. The generous floor plan features rich, real hardwood floors throughout the main living areas, cozy newer carpet in the bedrooms, and low-maintenance tile in the kitchen and baths. At the heart of the home, a wood-burning fireplace with a traditional mantel anchors the inviting living area. Step outside to your private outdoor oasis--a screened lanai with durable epoxy flooring opening up to stunning, unobstructed views of a peaceful nature preserve. Beautifully groomed, mature landscaping offers maximum curb appeal with minimal maintenance. Skip the bank hassle and beat today's high rates; the seller is offering exclusive owner financing below market rates with a 20% down payment. Schedule your tour today!