1847 OAK WATER Drive Freshly transformed, thoughtfully updated, and ready to feel like home. This beautifully renovated townhome blends modern finishes with warm character, flexible living space, and the peace of mind that comes from having many major improvements completed in 2026. The living room features a soaring ceiling, ample natural light, and a dramatic stone wood-burning fireplace. New 20-mil vinyl flooring flows throughout the home, including the stairs and spacious upstairs loft. The refreshed kitchen features quartz countertops, modern cabinetry, tiled backsplash, updated finishes, stainless steel appliances, and a new 2026 Frigidaire dishwasher. Major improvements also include a brand-new roof, double-paned energy-efficient windows throughout, tankless water heater, fresh interior and exterior paint, and a partial new privacy fence. Upstairs, the oversized open loft adds flexible living space for a home office, media room, workout area, game room, reading retreat, or whatever fits your lifestyle. Outside, enjoy a private, fully fenced, low-maintenance backyard with additional patio storage. The location offers convenient access to Jacksonville's beaches, Downtown, St. Johns Town Center, Mayport Naval Station, nearby parks, shopping, groceries, dining, and more. Plus, NO HOA means fewer monthly expenses and more freedom. Love the home but wondering how to make the numbers work? Ask about a preferred lender incentive offering 1% of the loan amount toward buyer closing costs, prepaids, or a rate buydown. Financing offered by Bayway Mortgage Group, Edward Carlton. Conditions apply. Major improvements are already done, the style is already here, and now it is ready for someone to make it home.