1808 SETTLE STREET Live the Florida Dream with NO HOA! This beautifully reimagined 3-bedroom, 2-bathroom home offers the rare opportunity to access the Clermont Chain of Lakes. Nestled on a generous 0.34-acre lot on the scenic shores of Lake Winona, this property combines modern luxury with tranquil waterfront living. Wake up to stunning lake views from your living room and kitchen every single day. This home includes your very own private floating dock, perfect for morning coffee, sunset cocktails, or launching into the world-class boating and fishing that the Clermont Chain is famous for. Step inside to a home that feels brand new. Every inch has been thoughtfully updated, including: Designer Kitchen: Featuring sleek, newly installed cabinetry, elegant Quartz countertops, and a full suite of Brand-New Stainless Steel appliances. Modern Finishes: Durable and stylish new vinyl plank flooring flows throughout the entire home—no carpet here! Fresh Paint: A crisp, neutral palette inside and out provides a bright, airy feel that complements the lakeside setting. Location & Convenience Enjoy the peace of a quiet lakeside retreat without sacrificing convenience. You are just minutes from State Route 50, putting Clermont’s vibrant shopping, dining, and famous rolling hills right at your fingertips. This is the turnkey lakefront lifestyle you've been waiting for at an unbeatable price point.