17837 W COUNTRY CLUB Terrace A home this new with a 4.0% assumable VA loan is an opportunity that's becoming increasingly rare. Eligible VA buyers can take advantage of assuming the seller's existing low-interest VA loan--offering significant savings compared to today's market rates. Built in 2022, this beautifully maintained 3-bedroom, 2-bath home offers 1, 782 square feet of thoughtfully designed living space in the desirable North Copper Canyon community. The bright, open-concept floor plan is filled with natural light and seamlessly connects the great room, dining area, and kitchen--creating a space that's equally suited for everyday living and entertaining. The kitchen combines style and functionality with granite countertops, rich Maple Truffle cabinetry, stainless steel appliances, a spacious center island, and a pantry for additional storage. The refrigerator conveys, making move-in even easier. The split-bedroom layout provides added privacy, while the spacious primary suite offers a generous walk-in closet, dual vanities, and an upgraded super shower designed for comfort and relaxation. Additional features include smart home technology, a reverse osmosis system, water softener, overhead garage storage shelving, and laundry room shelving that all convey with the home. Step outside to a covered patio overlooking a low-maintenance backyard that's ready for your personal vision. With no direct rear neighbors, you'll enjoy a greater sense of openness and the flexibility to create the outdoor retreat you've always imagined. Located within walking distance of Canyon Park, residents enjoy exceptional community amenities including playgrounds, pickleball courts, basketball courts, dog parks, picnic areas, walking paths, expansive green spaces, bocce ball courts, horseshoe pits, and gathering areas that make it easy to enjoy Arizona living. Skip the construction timeline, avoid the added expense of finishing a new-build backyard, and take advantage of a financing opportunity that's difficult to find in today's market. This is more than a move-in-ready home, it's a smarter way to buy.