1698 MCKAY CREEK DRIVE WATERFRONT LIVING IN PRESTIGIOUS HARBOR HILLS!!! Welcome to this stunning 3-bedroom, 3-bath waterfront retreat with a 2-car garage, perfectly situated in the highly desired Harbor Hills neighborhood—known for its peaceful setting, pride of ownership, and true Florida waterfront lifestyle. From the moment you arrive, you’ll be impressed by the circular driveway and professionally landscaped grounds, creating both curb appeal and convenience for guests. Step inside to a contemporary, open-concept design filled with natural light and beautiful water views from the living room, kitchen, and primary bedroom. The open kitchen is ideal for entertaining, seamlessly connecting to the main living areas and offering stunning waterfront scenery while you cook or gather with family and friends. Tile flooring throughout the main living areas enhances the clean, modern feel, with carpeted bedrooms providing comfort and warmth. Designed for both relaxation and entertaining, the outdoor living space features a spa—ready for year-round enjoyment with the addition of a heater—creating your own private oasis. Whether hosting sunset gatherings or enjoying quiet mornings, this home offers a serene and tranquil waterfront escape. A true standout feature is the covered dock with boat lift, have a friend who wants to come by boat, no worries, there is an extra wet slip for them to dock at! This is an increasingly rare find—allowing you to boat directly from your backyard to favorite waterfront restaurants, local attractions, and open water adventures. Located just minutes from shopping, dining, and some of the area’s most beautiful beaches, Harbor Hills offers a unique combination of quiet residential charm and unbeatable convenience. This is Florida waterfront living at its finest—perfect as a full-time residence or luxury retreat as AIRBNB is allowed. Full hurricane protection and no damage in prior hurricanes. Homes like this, in this location, rarely become available.