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16631 Harbor View Road
Charlotte NC 28278 US

$1,450,000

Active Under Contract Listing ID 4345664
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3 bed
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4.00 Bath (3 Full , 1 Half)
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Lot: 1.53 Acres
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Single Family Residence

$1,450,000

Active Under Contract Listing ID 4345664
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16631 Harbor View Road Set along the peaceful shores of Lake Wylie just minutes from Charlotte, this rare waterfront estate offers the increasingly hard-to-find combination of private lakefront living with effortless access to the city. Tucked inside a quiet, protected cove with calm, usable water and beautiful main-channel sunset views, the property delivers an exceptional setting for both everyday living and weekend entertaining. The main residence sits on 1.53 secluded acres, with the opportunity to incorporate additional parcels bringing the potential total to approximately 4.97 acres of contiguous waterfront land, creating even greater privacy and long-term flexibility. Large-acreage waterfront properties this close to Charlotte are becoming increasingly scarce, making this a unique lifestyle and investment opportunity. Inside, a welcoming foyer opens to expansive living areas defined by soaring ceilings, grand stone fireplaces, and walls of windows that frame the surrounding water and wooded views. The main-level primary suite is privately positioned and generously scaled, featuring custom built-ins, sweeping lake views, and direct access to the covered rear deck-an ideal setting for a future hot tub or screened outdoor retreat. Secondary bedrooms are thoughtfully placed for privacy, while multiple flex spaces allow for executive home offices, media rooms, fitness studios, or creative spaces. The lower level provides substantial storage perfectly suited for paddleboards, boating equipment, and all the essentials of lake living. Outdoor spaces are designed to maximize the waterfront setting, including a wraparound deck, screened porch, and lower-level patio that seamlessly extend the living areas outdoors. The private dock offers covered boat storage and a swim platform, making it easy to enjoy Lake Wylie's boating, swimming, and sunset cruising just steps from the home. Additional features include a powered detached shed ideal for a workshop, parking for 15+ vehicles, a whole-house generator, and major mechanical updates with HVAC systems and water heater replaced approximately four years ago. Whether preserved as a private waterfront retreat, expanded into a multigenerational family compound, or explored for future development potential, the scale, location, and water access of this property create a rare opportunity within minutes of Charlotte. Optional membership opportunities are available at The Palisades Country Club, adding golf, dining, and lifestyle amenities nearby. Conceptual renderings illustrating potential development on the adjacent parcels are available to help visualize the possibilities for this extraordinary Lake Wylie property.

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Property Features

  • Facts
  • Lot Size: 1.53 Acres
  • Property Type: Residential
  • Property Sub-type: Single Family Residence
  • Features
  • Full Bathrooms: 3
  • 1/2 Bathrooms: 1
  • Cooling System: Central Air
  • Exterior Finish: Dock - Floating, In-Ground Irrigation, Storage
  • Floor Covering: Wood, Carpet, Concrete, Tile, Brick
  • Roof Type: Shingle
  • Heating Fuels: Central
  • Additional Features
  • Basement
  • Fireplace
  • Patio
  • Waterfront

School Information

  • School
  • Palisades Park(Elementary)
  • Southwest(MiddleSchool)
  • Palisades(HighSchool)

Property

  • propertytype: Residential
  • propertysubtype: Single Family Residence
  • listprice: 1450000
  • unparsedaddress: 16631 Harbor View Road
  • postalcity: Charlotte
  • stateorprovince: NC
  • country: US
  • postalcode: 28278
  • bathroomsfull: 3
  • bathroomshalf: 1
  • bathroomsonequarter: 0
  • bathroomsthreequarter: 0
  • lotsizeacres: 1.53
  • lotsizeunits: Acres
  • lotsizearea: 1.53
  • livingarea: 4889
  • livingareaunits: Square Feet
  • latitude: 35.06535607
  • longitude: -81.05206454
  • listagentfullname: Cullen McNulty
  • listagentemail: cullen@mcnultyrealty.com
  • listagentkey: 3yd-CMLSNC-54017
  • listagentmlsid: 54017
  • listagentpreferredphone: 7045072593
  • listagentofficephone: 7045072593
  • listofficekey: 3yd-CMLSNC-3439
  • listofficemlsid: 3439
  • disclaimer: Copyright © 2026 Canopy MLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.
  • sourcesystemid: CMLSNC
  • yearbuilt: 1986
  • listingcontractdate: 2026-02-16
  • listagenturl: https://www.mcnultyrealty.com
  • countyorparish: Mecklenburg
  • parcelnumber: 217-181-27
  • elementaryschool: Palisades Park
  • highschool: Palisades
  • appliances: Dishwasher, Disposal, Down Draft, Electric Cooktop, Electric Oven, Microwave, Refrigerator, Trash Compactor, Wall Oven, Washer/Dryer
  • cooling: Central Air
  • constructionmaterials: Wood
  • flooring: Wood, Carpet, Concrete, Tile, Brick
  • heating: Central
  • fireplaceyn: True
  • transactiontype: ForSale
  • storiestotal: 2
  • parkingtotal: 0
  • parkingfeatures: Open, Garage, Driveway, Garage - Attached
  • roof: Shingle
  • view: Water
  • waterfrontyn: True
  • franchiseaffiliation: None
  • interiorfeatures: Kitchen Island, Walk-In Closet(s), Wet Bar
  • exteriorfeatures: Dock - Floating, In-Ground Irrigation, Storage
  • rooms: Bedroom 2, Basement, Bathroom 2, Bedroom 1, Laundry Room, Bedroom 3, Bathroom 3, Bathroom 4, Bathroom 1
  • otherstructures: Storage
  • patioandporchfeatures: Patio, Deck, Porch
  • basement: Storage Space, Finished, Daylight, Interior Entry
  • dock: False
  • poolprivateyn: False
  • spayn: False
  • internetaddressdisplayyn: True
  • internetautomatedvaluationdisplayyn: True
  • internetconsumercommentyn: True
  • location: -81.05206, 35.065357
  • customfields: {"AdditionalInformation":{}, "AlternatePrices":[], "BrokerName":"McNulty Realty, LLC", "BuilderEmail":null, "BuilderFax":null, "BuilderPhone":null, "City":null, "Country":null, "CustomSourceId":null, "Expenses":[], "GeocodeOptions":null, "LeadRoutingEmail":"cullen@mcnultyrealty.com", "ListBrokerageCity":"Charlotte", "ListBrokerageCountry":"US", "ListBrokerageEmail":"cullen.mcnulty@gmail.com", "ListBrokerageLogoUrl":null, "ListBrokerageName":"McNulty Realty, LLC", "ListBrokeragePhone":"(704) 507-2593", "ListBrokeragePostalCode":"28210", "ListBrokerageStateOrProvince":null, "ListBrokerageUnitNumber":null, "ListBrokerageUnparsedAddress":"5511 Chedworth Drive", "ListBrokerageWebsiteUrl":"https://www.mcnultyrealty.com", "ListOfficeAddress1":"5511 Chedworth Drive ", "ListOfficeAddress2":null, "ListOfficeBrokerMlsId":"3439", "ListOfficeCity":"Charlotte", "ListOfficeCountry":"USA", "ListOfficeEmail":"cullen.mcnulty@gmail.com", "ListOfficePostalCode":"28210", "ListOfficeStateOrProvince":"NC", "ListPriceCurrencyType":"USD", "ListingTitle":"SINGLE_FAMILY - Charlotte, NC", "ListingURL":null, "MLSModificationTimestamp":"2026-03-19 17:46:05", "Neighborhoods":[], "PostalCode":null, "RoomCount":7, "StateOrProvince":null, "Taxes":[{"TaxAnnualAmount":null, "TaxDescription":"P78 SEC 43 & ADJ M17-514", "TaxYear":null}], "UnitNumber":null, "UnparsedAddress":null}
Listing Changed: 3/19/2026 6:08:58 PM GMT
Source Updated Date: 4/8/2026 7:21:59 AM GMT

Courtesy of: Cullen McNulty, McNulty Realty LLC, cullen@mcnultyrealty.com

Copyright © 2026 Canopy MLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.