1649 W LOMA Lane NO HOA + RV GATE + OWNED SOLAR + POOL in the heart of Central Phoenix! Welcome to this beautifully maintained and thoughtfully upgraded 4-bedroom home in the highly desirable Royal Oaks neighborhood offering comfort, flexibility, and an unbeatable location. From the moment you arrive, the home radiates inviting curb appeal with refreshed exterior finishes and mature, well-manicured landscaping. Inside, warm wood-style flooring and an open, light-filled layout create an inviting atmosphere that is perfect for both everyday living and effortless entertaining. The home underwent an extensive renovation in 2019-2020, including a stunning kitchen and bathroom remodel, all new energy-efficient dual pane windows, updated finishes, and significant system improvements with additional upgrades completed since, showcasing true pride of ownership throughout. The spacious and beautifully remodeled kitchen is a true centerpiece, featuring quartz countertops, stylish updated cabinetry, a generous center island, coffee bar, designer backsplash, and upgraded stainless steel appliances, including a professional GE/Cafe pro gas range with griddle and smart double oven, ideal for hosting gatherings or enjoying quiet evenings cooking at home. Both bathrooms have been tastefully renovated with classic subway tile showers, updated vanities, and modern fixtures. Major system enhancements provide added peace of mind, including an upgraded electrical panel and numerous thoughtful improvements throughout the home. Step outside to your private backyard retreat, where a sparkling resurfaced pool, upgraded in 2020 with updated equipment, creates the ultimate Arizona outdoor oasis, complemented by refreshed landscaping designed for relaxation and enjoyment. Enjoy the freedom of no HOA restrictions, allowing you to truly make the property your own without additional fees, approvals, or monthly assessments. The RV gate offers exceptional flexibility with space for a camper, trailer, boat, or recreational vehicles, a rare and highly sought-after feature in this central location. To top it all off, the home features a newer owned solar system installed by the current owner, fully owned, not leased, and not subject to any escalating solar agreement. Unlike many properties with complex lease transfers or ongoing payments, this system conveys with the home, delivering energy efficiency and significantly reduced electric costs without any additional solar expense. This is a substantial value improvement already paid for by the Seller, allowing the next homeowner to immediately enjoy the long-term savings and benefits. With its rare combination of freedom, thoughtful upgrades, energy efficiency, and prime location, this home is truly a standout gem in one of Central Phoenix's most desirable pockets -- a move-in-ready opportunity you do not want to miss.