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16312 Cozy Cove Road
Charlotte NC 28278 US

$2,750,000

Active Listing ID 4321861
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6 bed
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6,218 square feet
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7.00 Bath (5 Full , 2 Half)
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Lot: 1.01 Acres
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Single Family Residence

$2,750,000

Active Listing ID 4321861
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16312 Cozy Cove Road Imagine a home that adapts perfectly to your lifestyle, offering three entirely separate living quarters without sacrificing a drop of luxury or lakefront charm. This 6, 200-square-foot residence is a masterclass in versatility, designed specifically for multi-generational living or hosting guests with total independence. The finished walk-out lower level serves as a complete second home with its own full kitchen, two bedrooms, and two bathrooms, while a private upstairs apartment offers a third full kitchen and a dedicated bedroom suite. The lifestyle here revolves around the water. Step outside to a resort-style backyard where an inground pool and spa overlook your private dock, tucked away on a serene lake cove. Whether you're launching a boat for a sunset cruise or enjoying a quiet morning on the screened porch, the connection to the water is seamless. Inside, the main level acts as a sophisticated central hub. A two-story great room with a three-sided fireplace creates a dramatic focal point, flowing into a chef's kitchen designed for large-scale entertaining. The primary suite is also conveniently situated on the main floor, offering a secluded retreat with direct access to the expansive outdoor living areas. Located near the Palisades but notably free from HOA restrictions, this property offers a rare sense of privacy and freedom. You'll enjoy the feeling of a secluded getaway while just a short drive from Charlotte's premier dining, medical centers, and the international airport. It's more than just a home; it's a flexible, waterfront sanctuary built for the way you live today.

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Property Features

  • Facts
  • Lot Size: 1.01 Acres
  • Property Type: Residential
  • Property Sub-type: Single Family Residence
  • Features
  • Full Bathrooms: 5
  • 1/2 Bathrooms: 2
  • Cooling System: Heat Pump, Central Air, Multi Units
  • Exterior Finish: Fire Pit, Dock - Floating, Gas Grill, In-Ground Irrigation
  • Floor Covering: Tile, Wood, Carpet
  • Roof Type: Shingle
  • Heating Fuels: Heat Pump (Heating), Central, Natural Gas
  • Additional Features
  • Basement
  • Fireplace
  • Patio
  • Pool
  • Waterfront

School Information

  • School
  • Unspecified(Elementary)
  • Unspecified(MiddleSchool)
  • Unspecified(HighSchool)

Property

  • propertytype: Residential
  • propertysubtype: Single Family Residence
  • listprice: 2750000
  • unparsedaddress: 16312 Cozy Cove Road
  • postalcity: Charlotte
  • stateorprovince: NC
  • country: US
  • postalcode: 28278
  • bathroomsfull: 5
  • bathroomshalf: 2
  • bathroomsonequarter: 0
  • bathroomsthreequarter: 0
  • lotsizeacres: 1.01
  • lotsizeunits: Acres
  • lotsizearea: 1.01
  • livingarea: 6218
  • livingareaunits: Square Feet
  • latitude: 35.065934
  • longitude: -81.054036
  • listagentfullname: Robyn Riordan
  • listagentemail: robyn@robynriordan.com
  • listagentkey: 3yd-CMLSNC-13584
  • listagentmlsid: 13584
  • listagentpreferredphone: 7049054991
  • listagentofficephone: 7049054991
  • listofficekey: 3yd-CMLSNC-R00287
  • listofficemlsid: R00287
  • disclaimer: Copyright © 2026 Canopy MLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.
  • sourcesystemid: CMLSNC
  • yearbuilt: 2019
  • listingcontractdate: 2025-11-21
  • listagenturl: https://www.compass.com/
  • countyorparish: Mecklenburg
  • parcelnumber: 21718130
  • elementaryschool: Unspecified
  • highschool: Unspecified
  • appliances: Dishwasher, Disposal, Electric Oven, Exhaust Hood, Gas Cooktop, Refrigerator, Tankless Water Heater, Wine Refrigerator
  • cooling: Heat Pump, Central Air, Multi Units
  • constructionmaterials: Fiber Cement
  • flooring: Tile, Wood, Carpet
  • heating: Heat Pump (Heating), Central, Natural Gas
  • fireplaceyn: True
  • transactiontype: ForSale
  • storiestotal: 2
  • parkingtotal: 0
  • parkingfeatures: Garage, Garage - Attached, Open
  • roof: Shingle
  • view: Water
  • waterfrontyn: True
  • franchiseaffiliation: None
  • interiorfeatures: Attic Walk In, Cable Prewire, Garden Tub, Kitchen Island, Open Floorplan, Pantry, Split Bedroom, Walk-In Closet(s), Walk-In Pantry
  • exteriorfeatures: Fire Pit, Dock - Floating, Gas Grill, In-Ground Irrigation
  • rooms: Bedroom 2, Laundry Room, Bathroom 3, Bedroom 1, Bathroom 7, Bedroom 3, Bathroom 4, Bathroom 6, Bathroom 2, Bathroom 1, Basement, Bathroom 5, Bedroom 5, Bedroom 6, Bedroom 4
  • patioandporchfeatures: Deck, Porch
  • basement: Interior Entry, Apartment, Walk-Out Access, Storage Space, Daylight, Partially Finished
  • dock: False
  • poolprivateyn: True
  • spayn: False
  • internetaddressdisplayyn: True
  • internetautomatedvaluationdisplayyn: True
  • internetconsumercommentyn: True
  • location: -81.05404, 35.065933
  • customfields: {"AdditionalInformation":{}, "AlternatePrices":[], "BrokerName":"Compass Carolinas LLC", "BuilderEmail":null, "BuilderFax":null, "BuilderPhone":null, "City":null, "Country":null, "CustomSourceId":null, "Expenses":[], "GeocodeOptions":null, "LeadRoutingEmail":"robyn@robynriordan.com", "ListBrokerageCity":"Charlotte", "ListBrokerageCountry":"US", "ListBrokerageEmail":"sharon.welnhofer@compass.com", "ListBrokerageLogoUrl":null, "ListBrokerageName":"Compass Carolinas LLC", "ListBrokeragePhone":"(704) 234-7880", "ListBrokeragePostalCode":"28211", "ListBrokerageStateOrProvince":null, "ListBrokerageUnitNumber":"3rd Floor", "ListBrokerageUnparsedAddress":"4525 Sharon Rd", "ListBrokerageWebsiteUrl":"https://www.compass.com/", "ListOfficeAddress1":"4525 Sharon Rd FL 3 ", "ListOfficeAddress2":"3rd Floor", "ListOfficeBrokerMlsId":"R00287", "ListOfficeCity":"Charlotte", "ListOfficeCountry":"US", "ListOfficeEmail":"michelle.early@compass.com", "ListOfficePostalCode":"28211", "ListOfficeStateOrProvince":"NC", "ListPriceCurrencyType":"USD", "ListingTitle":"Residential, Charlotte, NC", "ListingURL":"https://www.realtor.com/realestateandhomes-detail/16312-Cozy-Cove-Rd_Charlotte_NC_28278_M54626-06729?f=listhub&s=CMLSNC&m=4321861&c=rexren", "MLSModificationTimestamp":"2026-09-10 18:14:05", "Neighborhoods":[], "PostalCode":null, "RoomCount":1, "StateOrProvince":null, "Taxes":[{"TaxAnnualAmount":null, "TaxDescription":"L80 SEC 43 M17-514", "TaxYear":null}], "UnitNumber":null, "UnparsedAddress":null}
Listing Changed: 9/12/2026 3:34:08 PM GMT
Source Updated Date: 9/13/2026 12:45:22 AM GMT

Courtesy of: Robyn Riordan, COMPASS, robyn@robynriordan.com

Copyright © 2026 Canopy MLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.