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1631 Massey Lane
McKinney TX 75071 US

$399,900

Active Listing ID 21369775
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4 bed
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2,274 square feet
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4.00 Bath (3 Full , 1 Half)
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Lot: 0.15 Acres
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Single Family Residence

$399,900

Active Listing ID 21369775
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1631 Massey Lane A rare opportunity in Weston Ridge! This 4-bedroom, 3.5-bath McKinney home offers 2, 274 square feet of thoughtfully designed living space and an **assumable FHA loan at 3.125%**, a rate well below today's market. Built in 2021 and beautifully maintained, this two-story home features a flexible, functional floor plan with an open-concept kitchen, dining and family area that flows naturally for everyday living and entertaining. Four bedrooms provide flexibility for family, guests, a home office or multigenerational living. A 2-car garage adds everyday convenience. Qualified buyers may be able to assume the existing FHA loan and use secondary financing for the difference between the loan balance and purchase price. Ask for details about the FHA assumption process and buyer qualification requirements. Located in Weston Ridge with convenient access to US-75 and US-380, plus nearby shopping, dining and everyday essentials. Annual HOA dues are just $450.

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Property Features

  • Facts
  • Lot Size: 0.15 Acres
  • Property Type: Residential
  • Property Sub-type: Single Family Residence
  • Features
  • Full Bathrooms: 3
  • 1/2 Bathrooms: 1
  • Cooling System: Ceiling Fan(s), Central Air
  • Exterior Finish: Lighting, RainGutters
  • Floor Covering: Tile, Carpet, Laminate
  • Roof Type: Composition
  • Heating Fuels: Central, Natural Gas
  • Additional Features
  • Fireplace
  • Patio

School Information

  • School
  • Finch(Elementary)
  • Johnson(MiddleSchool)
  • McKinney North(HighSchool)

Property

  • propertytype: Residential
  • propertysubtype: Single Family Residence
  • listprice: 399900
  • unparsedaddress: 1631 Massey Lane
  • postalcity: McKinney
  • stateorprovince: TX
  • country: US
  • postalcode: 75071
  • bathroomsfull: 3
  • bathroomshalf: 1
  • bathroomsonequarter: 0
  • bathroomsthreequarter: 0
  • lotsizeacres: 0.152
  • lotsizeunits: Acres
  • lotsizearea: 0.152
  • livingarea: 2274
  • livingareaunits: Square Feet
  • latitude: 33.27641
  • longitude: -96.630669
  • listagentfullname: Loretta Sercy
  • listagentemail: lorettasercy@gmail.com
  • listagentkey: 3yd-NTREIS-0633703
  • listagentmlsid: 0633703
  • listagentpreferredphone: (888) 519-7431
  • listofficekey: 3yd-NTREIS-XPTY01
  • listofficemlsid: XPTY01
  • disclaimer: Copyright © 2026 North Texas Real Estate Information Systems, Inc. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.
  • sourcesystemid: NTREIS
  • yearbuilt: 2021
  • countyorparish: Collin
  • parcelnumber: R1196800D02401
  • elementaryschool: Finch
  • highschool: McKinney North
  • elementaryschooldistrict: McKinney ISD
  • middleorjuniorschooldistrict: McKinney ISD
  • highschooldistrict: McKinney ISD
  • appliances: Dishwasher, ElectricOven, GasCooktop, Disposal, GasWaterHeater, Microwave, Refrigerator
  • cooling: Ceiling Fan(s), Central Air
  • constructionmaterials: Brick, Concrete, WoodSiding
  • flooring: Tile, Carpet, Laminate
  • heating: Central, Natural Gas
  • fireplaceyn: True
  • transactiontype: ForSale
  • storiestotal: 2
  • parkingtotal: 0
  • parkingfeatures: Open, Garage, Driveway
  • roof: Composition
  • waterfrontyn: False
  • franchiseaffiliation: None
  • interiorfeatures: DecorativeDesignerLightingFixtures, DoubleVanity, GraniteCounters, HighSpeedInternet, KitchenIsland, OpenFloorplan, Pantry, CableTv, WalkInClosets, WiredForSound
  • exteriorfeatures: Lighting, RainGutters
  • architecturalstyle: Other
  • rooms: Bathroom 1, Bathroom 4, Bedroom 3, Bedroom 4, Bathroom 3, Bathroom 2, Bedroom 1, Bedroom 2, Dining Room
  • patioandporchfeatures: Patio, Porch
  • dock: False
  • poolprivateyn: False
  • spayn: False
  • vegetation: Cleared
  • fencing: Fenced
  • internetaddressdisplayyn: True
  • internetautomatedvaluationdisplayyn: True
  • internetconsumercommentyn: True
  • location: -96.63067, 33.27641
  • openhouse: { "AppointmentRequiredYN": false, "ListingKey": "3yd-NTREIS-21369775", "OpenHouseEndTime": "2026-09-06 15:00:00", "OpenHouseId": "9178375", "OpenHouseRemarks": "Check out the floor plan in person, and ask me about the 3.125% FHA loan that may be assumable by a qualified buyer.", "OpenHouseStartTime": "2026-09-06 13:00:00", "OpenHouseType": null, "VirtualOpenHouseURL": null }
  • customfields: {"AdditionalInformation":{}, "AlternatePrices":[], "BrokerName":"eXp Realty, LLC", "BuilderEmail":null, "BuilderFax":null, "BuilderPhone":null, "City":null, "Country":null, "CustomSourceId":null, "Expenses":[], "GeocodeOptions":null, "LeadRoutingEmail":"lorettasercy@gmail.com", "ListBrokerageCity":"Austin", "ListBrokerageCountry":"US", "ListBrokerageEmail":"Listhub@exprealty.com", "ListBrokerageLogoUrl":"http://lh.rdcpix.com/a4df6be1390711e89ce40242ac110004k-c2888708669r.png", "ListBrokerageName":"eXp Realty, LLC", "ListBrokeragePhone":"(888) 519-7431", "ListBrokeragePostalCode":"78759", "ListBrokerageStateOrProvince":"TX", "ListBrokerageUnitNumber":"Suite 150W", "ListBrokerageUnparsedAddress":"9600 Great Hills Trail", "ListBrokerageWebsiteUrl":null, "ListOfficeAddress1":" ", "ListOfficeAddress2":"Suite 150W", "ListOfficeBrokerMlsId":"XPTY01", "ListOfficeCity":"Austin", "ListOfficeCountry":"US", "ListOfficeEmail":"txmls@exprealty.net", "ListOfficePostalCode":null, "ListOfficeStateOrProvince":"TX", "ListPriceCurrencyType":"USD", "ListingTitle":"Residential, McKinney, TX", "ListingURL":"https://www.realtor.com/realestateandhomes-detail/1631-Massey-Ln_McKinney_TX_75071_M92977-39556?f=listhub&s=NTREIS&m=21369775&c=rexren", "MLSModificationTimestamp":"2026-09-02 13:49:47", "Neighborhoods":[{"Description":null, "Name":"Weston Ridge Ph 2"}], "PostalCode":null, "RoomCount":null, "StateOrProvince":null, "Taxes":[{"TaxAnnualAmount":6258, "TaxDescription":"WESTON RIDGE PHASE 2, BLK D, LOT 24", "TaxYear":null}], "UnitNumber":null, "UnparsedAddress":null}
Listing Changed: 9/4/2026 4:56:40 AM GMT
Source Updated Date: 9/5/2026 12:48:41 PM GMT

Courtesy of: Loretta Sercy, eXp Realty LLC, lorettasercy@gmail.com

Copyright © 2026 North Texas Real Estate Information Systems, Inc. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.