1623 SAN MATEO Drive Charming 3BR/2BA bungalow in a great Dunedin location with NO HOA and NO FLOOD INSURANCE REQUIRED! Located in Dunedin's popular golf cart zone, you are just minutes from downtown restaurants, breweries, shopping, festivals, the farmers market, and TD Ballpark. Hammock Park is approximately half a mile away, and the Pinellas Trail is just a few blocks from home, providing easy access to biking or walking. Hop on the trail and ride your bike to the Dunedin Causeway and Honeymoon Island! Inside, you'll find a renovated kitchen with stainless steel appliances and quartz countertops, updated bathrooms, and luxury vinyl plank flooring throughout-no carpet! The split-bedroom floor plan offers three bedrooms plus a bright bonus room overlooking the fenced backyard, perfect for a home office, exercise room, or additional living space. The spacious backyard offers plenty of room for entertaining, pets, a future pool or addition, or simply enjoying the outdoors. A storage shed provides additional space for tools and equipment. Major updates include a 2021 roof, 2022 central AC, newly serviced mini-split systems, and a 2021 water heater. This move-in ready home offers a great opportunity to enjoy a desirable location just minutes from downtown Dunedin, Honeymoon Island, and the Dunedin Causeway. With its many updates, convenient location, and attractive price point, this is one you won't want to miss!