1620 MASSACHUSETTS AVENUE NE Rare opportunity to own a **prime AFFORDABLE waterfront lot** on one of the most desirable streets in St. Petersburg — just minutes from downtown. With direct water access to Tampa Bay, this property offers the chance to build a **brand-new custom home** designed to meet the **2025 wind and building codes**, giving you peace of mind and **substantial savings on homeowners insurance** compared to older ground-level homes.   What makes this offering even more compelling is the **price point**. While many waterfront lots in the area are listed between the **$500s and $900s**, this property provides an **entry-level opportunity** to build new on the water — making it one of the most accessible paths to owning a modern coastal home in St. Pete.   Unlike remodels that remain tied to outdated construction and higher premiums, this lot allows you to create an **elevated residence** that maximizes water views, embraces modern design, and delivers long-term protection against Florida’s storms.   Build here and enjoy the best of both worlds: **resilient construction, lower insurance costs, and a premier location** just minutes from downtown St. Pete’s restaurants, arts, and waterfront parks.   *** The landscape is transforming—both in spirit and stature—as dazzling, million-dollar homes rise above FEMA’s flood standards, redefining the skyline and setting a new benchmark for affordable waterfront living near downtown. This is more than just a place to live—it’s a lifestyle, a community, and now an affordable opportunity to be part of something truly special. Don’t miss your chance :)