1511 21ST STREET W SELLER FINANCING AVAILABLE SEE ATTACHED. Welcome to a truly special waterfront retreat where privacy, lifestyle, and investment potential come together. This fully updated 4-bedroom, 3-bath residence spans 2, 228 square feet and sits on an expansive ½-acre private lot with water access, offering a rare blend of space, functionality, and Florida living. Upon entry, the open floor plan immediately showcases a beautifully updated kitchen featuring stone countertops, new appliances, and seamless flow into the main living areas, creating an ideal setting for both everyday living and entertaining. The home has been updated from top to bottom and is truly move-in ready. Highlights include a durable metal roof, freshly painted interior and exterior, refinished and stained wood floors, new plank vinyl flooring throughout most of the first floor, updated fans and light fixtures, plantation-shuttered windows, and renovated bathrooms on both the first and second levels. The upstairs primary suite features a beautifully updated en-suite bath, creating a private retreat. Step outside to your own backyard oasis featuring an oversized private swimming pool, recently resurfaced and equipped with a pool heater, along with newer decking, fencing, updated landscaping, and an irrigation system, perfect for entertaining or relaxing year-round. The backyard opens directly to Wares Creek, providing kayak, canoe, jet ski, or small fishing boat access that leads straight to the Manatee River, making this a dream setup for water-lifestyle enthusiasts. Ideally positioned just minutes from downtown Bradenton, and a short drive to Bradenton Beach, Holmes Beach, and Anna Maria Island, this location offers easy access to world-class beaches, marinas, dining, shopping, and cultural attractions. With NO HOA or CDD fees, generous lot size, and strong appeal for primary residents, second-home buyers, or investors, this property presents exceptional flexibility and long-term value. A rare opportunity to own a private, waterfront pool home close to beaches and downtown—Florida living at its finest.