146 Millard Avenue 146 Welcome to this nicely updated 1 bedroom, 1 bath 2nd floor end unit co-op in the desirable gated community of Fisherman's Wharf. This "D" end unit features a nicely appointed and updated kitchen with lots of counter space, cabinets with under cabinet lighting, stainless steel refrigerator (less than 2 years old), dish washer, microwave oven, a glass top electric stove (all around 10 years old), 3 ceiling fans, a full ceramic tiled bathroom with tub, a mirrored closet in the formal dining area with Andersen sliders to a private covered balcony and low maintenance laminate flooring throughout. There's also 2 closets in the bedroom, custom window treatments, as well as 2 built-in air conditioners (around 5 years old). Enjoy low-maintenance living with access to community amenities and convenient proximity to local shops, dining and transportation. Community amenities include gated complex, in-ground pool, 3 on-site laundry rooms, gym, bicycle storage, tennis and pickle ball courts & clubhouse and gas heat. West Babylon mailing address with Babylon Village schools and close to the Babylon train station, 2 unassigned parking spaces, electric car charging station and more! All cats & most dogs permitted. Monthly maintenance fee of $ 988.25 (shown before STAR) is approximately 67% tax deductible and includes all but electric, FIOS or Optimum and a small insurance policy. $1100 application fee + $450 post-closing administrative fee. Enjoy all the amenities this great development has to offer plus its proximity to Babylon Village and all the Village perks. Minimum down payment 15%. Minimum Base Gross Annual Income Required For Board Approval $65, 225 if financing; $53, 366 if cash purchase. Maximum (approx) 33% debt-to-income ratio. There will be a $2.00 per share special assessment for Sept, Oct, Nov & Dec 2026= $ 364.50/month for each of those 4 months extra on top of regular monthly maintenance fees for upcoming Capital Improvements. Annual STAR benefit for this unit is approximately $934 which should transfer to the new owner and is credited for October, November & December maintenance at $311.33 per month, so the net effect of the special assessment for the new owner for those 4 months will only be $131 per month.