14514 20TH STREET E Where style meets nature in this better-than-new Twin Rivers gem—welcome to The Cove, the desirable gated section known for its peace, tranquility, and true Florida lifestyle. And here’s the mic-drop feature: this home comes with a 2.9% assumable mortgage. In today’s rate environment, that’s a rare opportunity that can seriously change your monthly payment and your buying power (subject to lender approval and qualification). Built in 2021 and spanning over 2, 000 square feet, this 4 bedroom, 3 bath home is loaded with thoughtful upgrades and has been expertly maintained by the current homeowners. From the moment you walk in, you’ll notice the elevated finishes: 5” baseboards, quartz countertops, and a professionally painted interior that feels fresh, polished, and move-in ready. The heart of the home is the gourmet kitchen—featuring a custom wood island, soft-close cabinetry, custom drawer dividers, and a designer backsplash that ties it all together beautifully. Just off the main living space, you’ll love the coffee/bar area with custom shelving—perfect for morning routines or entertaining. And speaking of entertaining… the living room delivers with a TV entertainment wall, complete with a custom accent feature and fireplace for cozy nights in. Step outside to your screened lanai and exhale. The no-see-um screen and tongue-and-groove ceiling create a comfortable, upscale outdoor space you’ll actually use year-round. Bonus: the home is pre-wired for electric for your future pool and flood lights, so you’re already ahead of the game. More upgrades you’ll appreciate every day: * Wood shelving in the pantry * Custom cabinetry/storage in the laundry room * Water softener + reverse osmosis system * Remote-controlled window treatments * Ceiling-mounted garage storage And the lifestyle? Twin Rivers is beloved for its natural beauty and community feel—offering nature trails, river access, fishing, sports courts, playgrounds, and a private community boat dock. If you’re looking for a home that feels custom, cared for, and connected to nature—with the added advantage of a 2.9% assumable mortgage—this is it. Come see why this should be your home for 2026.