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144 SW 38th Terrace
Cape Coral FL 33914 US

$649,000

Active Listing ID 2026036780
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4 bed
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2,468 square feet
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3.00 Bath (3 Full)
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Lot: 0.23 Acres
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Single Family Residence

$649,000

Active Listing ID 2026036780
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144 SW 38th Terrace Step into this exceptional 4-bedroom, 3-bath SW Cape Coral residence, where modern luxury meets effortless waterfront living. Designed around an expansive open concept, the interior seamlessly connects daily living and entertaining spaces, anchored by the kitchen with solid-surface countertops, a generous island that opens directly into the main family room. Durable tile flooring spans the home, perfectly complementing the beautifully renovated bathrooms. Upstairs, a private 2020 addition houses a secluded fourth bedroom featuring its own screened balcony-making it an ideal setup for guests, a private sanctuary, or an executive home office. Outside, the screened lanai and pool offer a private backyard haven, but the real showstopper lies just beyond the patio for boating enthusiasts: direct Gulf access equipped with a Wear Deck dock and dual 10, 000-lb boat lifts installed in 2021. Top-tier structural and technical upgrades provide complete peace of mind and unmatched energy efficiency. A fully paid-off whole-house solar system with battery storage keeps utility expenses down to roughly $25 a month. Additional highlights include a durable standing seam metal roof (2020), full impact windows, an epoxy-finished garage, and an integrated smart home setup with the capability to manage security cameras, lighting, and boat lifts. Located minutes from top SW Cape Coral dining, shopping, and schools, this home delivers the ultimate Florida coastal lifestyle.

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Property Features

  • Facts
  • Lot Size: 0.23 Acres
  • Property Type: Residential
  • Property Sub-type: Single Family Residence
  • Features
  • Full Bathrooms: 3
  • Cooling System: Central Air, Zoned, Electric, Ceiling Fan(s)
  • Exterior Finish: SecurityHighImpactDoors, SprinklerIrrigation
  • Floor Covering: Tile
  • Roof Type: Metal
  • Heating Fuels: Central, Electric (Heating)
  • Additional Features
  • Patio
  • Pool
  • Waterfront

School Information

  • School
  • CHOICE(Elementary)
  • CHOICE(MiddleSchool)
  • CHOICE(HighSchool)

Property

  • propertytype: Residential
  • propertysubtype: Single Family Residence
  • listprice: 649000
  • unparsedaddress: 144 SW 38th Terrace
  • postalcity: Cape Coral
  • stateorprovince: FL
  • country: US
  • postalcode: 33914
  • bathroomsfull: 3
  • bathroomshalf: 0
  • bathroomsonequarter: 0
  • bathroomsthreequarter: 0
  • lotsizeacres: 0.23
  • lotsizeunits: Acres
  • lotsizearea: 0.23
  • livingarea: 2468
  • livingareaunits: Square Feet
  • latitude: 26.580419
  • longitude: -81.977091
  • listagentfullname: Susan Smith
  • listagentemail: susan.caperealty@gmail.com
  • listagentkey: 3yd-FMSWFL-P3425822
  • listagentmlsid: P3425822
  • listagentpreferredphone: 2399800561
  • listagentofficephone: 2399800561
  • listofficekey: 3yd-FMSWFL-CCAPE
  • listagentstatelicense: 252000426
  • listofficemlsid: CCAPE
  • disclaimer: Copyright © 2026 Florida Gulf Coast Multiple Listing Service, Inc. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.
  • sourcesystemid: FMSWFL
  • yearbuilt: 1989
  • listingcontractdate: 2026-09-01
  • listagenturl: http://www.caperealtyinc.com
  • countyorparish: Lee
  • parcelnumber: 02-45-23-C3-01815.0220
  • elementaryschool: CHOICE
  • highschool: CHOICE
  • appliances: Dryer, Dishwasher, Freezer, Disposal, Microwave, Range, Refrigerator, SelfCleaningOven, Washer
  • cooling: Central Air, Zoned, Electric, Ceiling Fan(s)
  • constructionmaterials: Block, Concrete, Stucco
  • flooring: Tile
  • heating: Central, Electric (Heating)
  • fireplaceyn: False
  • transactiontype: ForSale
  • storiestotal: 2
  • parkingtotal: 0
  • parkingfeatures: Open, Driveway, Garage
  • roof: Metal
  • waterfrontyn: True
  • franchiseaffiliation: None
  • interiorfeatures: BedroomOnMainLevel, EatInKitchen, KitchenIsland, LivingDiningRoom, MainLevelPrimary, ShowerOnly, SeparateShower, Bar, WalkInClosets, WindowTreatments, SplitBedrooms
  • exteriorfeatures: SecurityHighImpactDoors, SprinklerIrrigation
  • waterfrontfeatures: Seawall, Navigable Water, Canal Access
  • architecturalstyle: Other
  • rooms: Dining Room, Bedroom 3, Bedroom 2, Bedroom 1, Bathroom 3, Bathroom 1, Bathroom 2, Bedroom 4, Family Room, Den
  • securityfeatures: Security
  • patioandporchfeatures: Porch
  • dock: False
  • poolprivateyn: True
  • spayn: False
  • internetaddressdisplayyn: True
  • internetautomatedvaluationdisplayyn: False
  • internetconsumercommentyn: False
  • location: -81.97709, 26.58042
  • openhouse: { "AppointmentRequiredYN": false, "ListingKey": "3yd-FMSWFL-2026036780", "OpenHouseEndTime": "2026-09-05 14:00:00", "OpenHouseId": "9270009", "OpenHouseRemarks": "Discover this inviting 4-bed, 3-bath Gulf-access home in SW Cape Coral. The open layout centers around a spacious kitchen with solid-surface counters and a large island flowing into the main living area-great for entertaining. Tile flooring and updated bathrooms add a clean, modern touch throughout. A 2020 second-story addition creates a quiet retreat with its own screened balcony, ideal for guests or a home office. Outside, enjoy a screened lanai and pool overlooking a Gulf access canal with a", "OpenHouseStartTime": "2026-09-05 11:00:00", "OpenHouseType": null, "VirtualOpenHouseURL": null }
  • customfields: {"AdditionalInformation":{}, "AlternatePrices":[], "BrokerName":"Cape Realty Inc", "BuilderEmail":null, "BuilderFax":null, "BuilderPhone":null, "City":null, "Country":null, "CustomSourceId":null, "Expenses":[], "GeocodeOptions":null, "LeadRoutingEmail":"susan.caperealty@gmail.com", "ListBrokerageCity":"Cape Coral", "ListBrokerageCountry":"US", "ListBrokerageEmail":"caperlt@gmail.com", "ListBrokerageLogoUrl":null, "ListBrokerageName":"Cape Realty Inc", "ListBrokeragePhone":"(239) 677-7144", "ListBrokeragePostalCode":"33914", "ListBrokerageStateOrProvince":"FL", "ListBrokerageUnitNumber":null, "ListBrokerageUnparsedAddress":"1616 W Cape Coral Pkwy #117", "ListBrokerageWebsiteUrl":"http://www.caperealtyinc.com", "ListOfficeAddress1":"1616 W Cape Coral Pkwy No. 117 ", "ListOfficeAddress2":null, "ListOfficeBrokerMlsId":"CCAPE", "ListOfficeCity":"Cape Coral", "ListOfficeCountry":"US", "ListOfficeEmail":"greg@gregwilliamsteam.com", "ListOfficePostalCode":"33914", "ListOfficeStateOrProvince":"FL", "ListPriceCurrencyType":"USD", "ListingTitle":"Residential, Cape Coral, FL", "ListingURL":"https://www.realtor.com/realestateandhomes-detail/144-SW-38th-Ter_Cape-Coral_FL_33914_M65847-42067?f=listhub&s=FMSWFL&m=2026036780&c=rexren", "MLSModificationTimestamp":"2026-09-03 16:30:47", "Neighborhoods":[{"Description":null, "Name":"CAPE CORAL"}], "PostalCode":null, "RoomCount":null, "StateOrProvince":null, "Taxes":[{"TaxAnnualAmount":6662, "TaxDescription":"CAPE CORAL UNIT 45 BLK 1815 PB 21 PG 125 LOTS 22 + 23", "TaxYear":"2025"}], "UnitNumber":null, "UnparsedAddress":null}
Listing Changed: 9/4/2026 6:32:00 PM GMT
Source Updated Date: 9/5/2026 12:48:41 PM GMT

Courtesy of: Susan Smith, ERA Cape Realty, susan.caperealty@gmail.com

Copyright © 2026 Florida Gulf Coast Multiple Listing Service, Inc. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.