1415 5th Ave "Agent Owned" Duplex offering steady income with room for value-add potential. The bottom unit is exceptionally clean and requires no immediate work, presenting a move-in-ready asset. The upper unit, while functional, offers an opportunity for cleanup and remodeling to boost rental rates and enhance overall value. Utilities are structured for efficiency: gas is shared, with the landlord billing tenants 50/50 monthly, while electric is separately metered and tenant-paid. Water, sewer, and garbage are currently covered by the landlord, providing flexibility to adjust terms for future profitability. Located in a dependable Rockford rental market, 1415 5th Ave combines stable tenancy with upside potential-an ideal prospect for investors seeking both income and growth. Owner Would entertain agreement for deed/Owner Financing with $40k down and $692.02/ month for three years with a balloon of $88465.19 after 3 years