140 St Andrews Loop Located in the gated Oaks of Riverhill within Riverhill Country Club, this 3-bedroom, 2-bath home offers 2, 283 SF of comfortable, low-maintenance living just minutes from downtown Kerrville. The spacious living area features a brick fireplace and flows into the dining space and functional kitchen with ample cabinetry. All appliances convey, including washer and dryer. The primary suite includes generous closet space and a large bath with soaking tub and separate shower. Two additional bedrooms provide flexibility for guests, hobbies, or a home office. Over the past two years, the seller has invested more than $15, 000 in maintenance and repairs, including a new front door, replaced siding, and fascia work-contributing to low operating costs and long-term peace of mind. A rear-entry two-car garage with a separate entrance adds privacy and convenience. Residents enjoy access to the HOA pond and scenic walking trail. Ideally located just 2 miles from downtown Kerrville and less than 10 minutes from hospitals, shopping, and dining. Priced as-is, move-in ready, and offers an excellent opportunity to update to your personal style. Ideal for golfers, retirees, low-maintenance living.