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140 Ems W26 Lane
North Webster IN 46555-9530 US

$499,000

Pending Listing ID 202542186
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3 bed
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2.00 Bath (2 Full)
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Lot: 0.14 Acres
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Single Family Residence

$499,000

Pending Listing ID 202542186
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140 Ems W26 Lane Winter Buyer Bonus: Seller is offering a $10, 000 credit toward new bedroom design or updates—make it yours before spring! Personalize the cottage during the cozy winter months so your lake retreat is exactly how you want it by the time the ice thaws. Experience the beauty of Webster Lake in every season from this charming and versatile waterfront retreat. Whether you’re sipping coffee while watching snowflakes across the water or enjoying long summer evenings on the deck, this home offers the perfect blend of comfort, character, and year-round lake living. Situated on the shores of Webster Lake — one of Indiana’s most desirable all-sports lakes — this property is ideal for boating, fishing, kayaking, and soaking in peaceful sunsets all year long. The main level of the cottage features two bedrooms and an open-concept living space that connects the kitchen, dining, and living areas. Large windows and sliding glass doors fill the space with natural light and frame stunning lake views, opening directly to a spacious deck perfect for relaxing or entertaining. The walkout lower level offers incredible flexibility with its own kitchen, open living/dining area, lake-facing bedroom, and large laundry room. From here, step right into the screened-in porch and enjoy effortless access to the lake via the low-maintenance vinyl pier, perfect for swimming, fishing, or docking your boat. Above the detached garage, a fully finished guest house adds wonderful versatility and privacy. With two additional bedrooms, a full bathroom, an eat-in kitchen, and a cozy living room, it’s ideal for extended family, weekend guests, or potential rental income. The property also includes a second channel-front parcel, providing even more parking, pier space, and an oversized storage shed for all your lake toys and tools. Throughout the home, you’ll find thoughtful updates in the kitchen and bathrooms, offering a fresh and move-in-ready feel. The bedrooms reflect the charm of a lake cottage — efficient, inviting, and easy to personalize to your style. Conveniently located 2.5 hours from Chicago, 2 hours from Indianapolis, and under an hour from Fort Wayne, this property is ideal as a year-round residence, a weekend escape, or a smart investment opportunity. Don’t miss this chance to own a four-season lakefront home where cozy winter mornings and sun-filled summer days are equally unforgettable. Your year-round Webster Lake lifestyle begins here.

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Property Features

  • Facts
  • Lot Size: 0.14 Acres
  • Property Type: Residential
  • Property Sub-type: Single Family Residence
  • Features
  • Full Bathrooms: 2
  • Cooling System: Central Air
  • Exterior Finish: Pier/Dock, Shed
  • Heating Fuels: Forced Air, Natural Gas, Other (Heating)
  • Additional Features
  • Waterfront

School Information

  • School
  • North Webster(Elementary)
  • Wawasee(MiddleSchool)
  • Wawasee(HighSchool)

Property

  • propertytype: Residential
  • propertysubtype: Single Family Residence
  • listprice: 499000
  • unparsedaddress: 140 Ems W26 Lane
  • postalcity: North Webster
  • stateorprovince: IN
  • country: US
  • postalcode: 46555-9530
  • bathroomsfull: 2
  • bathroomshalf: 0
  • bathroomsonequarter: 0
  • bathroomsthreequarter: 0
  • lotsizeacres: 0.14
  • lotsizeunits: Acres
  • lotsizearea: 0.14
  • livingarea: 1682
  • livingareaunits: Square Feet
  • latitude: 41.320229
  • longitude: -85.675396
  • listagentfullname: Jenny Layne
  • listagentemail: jenny.layne@encoresothebysrealty.com
  • listagentkey: 3yd-KBORIN-52288
  • listagentmlsid: 52288
  • listagentpreferredphone: 5745293682
  • listagentofficephone: 2608541212
  • listofficekey: 3yd-KBORIN-10225
  • listagentstatelicense: RB19001800
  • listofficemlsid: 10225
  • disclaimer: Copyright © 2026 Kosciusko Board of Realtors MLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.
  • sourcesystemid: KBORIN
  • yearbuilt: 1950
  • listingcontractdate: 2025-10-17
  • listagenturl: http://encoresothebysrealty.com
  • countyorparish: Kosciusko County
  • parcelnumber: 43-08-14-100-205.000-023
  • elementaryschool: North Webster
  • highschool: Wawasee
  • elementaryschooldistrict: Wawasee
  • middleorjuniorschooldistrict: Wawasee
  • highschooldistrict: Wawasee
  • appliances: Dryer, Microwave, Oven - Gas
  • cooling: Central Air
  • heating: Forced Air, Natural Gas, Other (Heating)
  • fireplaceyn: False
  • transactiontype: ForSale
  • storiestotal: 2
  • parkingtotal: 0
  • parkingfeatures: Garage, Garage - Detached
  • waterfrontyn: True
  • interiorfeatures: Countertops-stone, Deck Open, Deck On Waterfront, Patio Covered, Dishwasher, Refrigerator, Water Heater Gas, Water Softener-owned
  • exteriorfeatures: Pier/Dock, Shed
  • waterfrontfeatures: Waterfront Webster Lake, Waterfront, Waterfront Webster Lake, Waterfront Pier/Dock
  • architecturalstyle: Other
  • rooms: Basement, Bathroom 1, Bathroom 2, Bedroom 1, Bedroom 2, Bedroom 3, Family Room, Great Room, Kitchen, Laundry, Living Room
  • otherstructures: Packing Shed, Shed(s)
  • structuretype: Dock
  • utilities: Water Available
  • dock: True
  • poolprivateyn: False
  • spayn: False
  • internetaddressdisplayyn: True
  • internetautomatedvaluationdisplayyn: True
  • internetconsumercommentyn: True
  • location: -85.6754, 41.32023
  • customfields: {"AdditionalInformation":{}, "AlternatePrices":[], "BrokerName":"Encore Sotheby's International Realty", "BuilderEmail":null, "BuilderFax":null, "BuilderPhone":null, "City":null, "Country":null, "Expenses":[{"ExpenseCategory":"Home Owner Assessments Fee", "ExpenseFrequency":"Annually", "ExpenseValue":100}], "GeocodeOptions":null, "LeadRoutingEmail":"jenny.layne@encoresothebysrealty.com", "ListBrokerageCity":"Carmel", "ListBrokerageCountry":"US", "ListBrokerageEmail":null, "ListBrokerageLogoUrl":null, "ListBrokerageName":"Encore Sotheby's International Realty", "ListBrokeragePhone":"2608541212", "ListBrokeragePostalCode":null, "ListBrokerageStateOrProvince":"IN", "ListBrokerageUnitNumber":"Suite 100", "ListBrokerageUnparsedAddress":"12710 Meeting House Road", "ListBrokerageWebsiteUrl":"http://encoresothebysrealty.com", "ListOfficeAddress1":"801 N Huntington Street", "ListOfficeAddress2":"Suite 1", "ListOfficeBrokerMlsId":"51457", "ListOfficeCity":"Syracuse", "ListOfficeCountry":"US", "ListOfficeEmail":"mz@encoresir.com", "ListOfficePostalCode":"46567", "ListOfficeStateOrProvince":"IN", "ListPriceCurrencyType":"USD", "ListingTitle":"Site-Built Home - North Webster, IN", "ListingURL":"https://www.realtor.com/realestateandhomes-detail/140-Ems-W26-Ln_North-Webster_IN_46555_M36756-45085?f=listhub&s=KBORIN&m=202542186&c=rexren", "MLSModificationTimestamp":"2026-01-06T20:34:56Z", "Neighborhoods":[], "PostalCode":null, "RawPropertySubType":"Site-Built Home", "RawPropertyType":"Residential", "RoomCount":6, "StateOrProvince":null, "Taxes":[{"TaxAnnualAmount":2467, "TaxDescription":null, "TaxYear":null}], "UnitNumber":null, "UnparsedAddress":null}
Listing Changed: 1/6/2026 10:03:09 PM GMT
Source Updated Date: 2/4/2026 12:52:35 PM GMT

Courtesy of: Jenny Layne, Encore Sotheby's International Realty, jenny.layne@encoresothebysrealty.com

Copyright © 2026 Kosciusko Board of Realtors MLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.