13495 SANTA ROSA AVENUE Welcome home to the Gardens of Gulf Cove, a well-established community designed with pride of ownership in mind. Owner will hold a mortgage for the property and most desired for this transaction. This inviting 3-bedroom, 2-bath residence features an oversized one-car garage, an open floor plan, and a light and bright interior that creates a comfortable, welcoming atmosphere. Recent updates include a new roof (2023) and a new A/C system, offering added peace of mind. The home also features a lanai, perfect for enjoying Florida’s outdoor lifestyle. Centrally located close to shopping, dining, beaches, boat ramps, fishing piers, and nearby parks, this property offers convenient access to both everyday needs and vacation-style amenities. The association fee includes resort-style amenities, and the community is not age restricted, making it ideal for all. Seller does not warrant size of rooms and Buyer and Buyer's agents should verify for their purposes. Even at the full list price cash, the Seller reserves the right to reject any and all offers based on price, terms, and conditions.