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13432 Windward Cove
Charlotte NC 28278 US

$550,000

Active Listing ID 4419903
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3 bed
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2,582 square feet
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3.00 Bath (2 Full , 1 Half)
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Lot: 0.55 Acres
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Single Family Residence

$550,000

Active Listing ID 4419903
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13432 Windward Cove OPEN HOUSES: Saturday, 9/5 from 1-3 pm & Sunday, 9/6 from 1-3 pm! Nestled on a tranquil, wooded half-acre in the sought-after Harbor Estates community, this entertainer's dream offers the rare combination of mountain-like seclusion and effortless lake living - all with no HOA. This exceptional home offers an inviting blend of sophisticated comfort, versatile living spaces, and an entertainer's dream setting. Featuring three bedrooms, two full bathrooms, one half bathroom, multiple decks and a finished basement level bonus room, the home is designed for both relaxed everyday living and memorable gatherings. The main level opens to a generous living room crowned by vaulted ceilings and skylights, anchored by a cozy wood-burning fireplace. Sliding glass doors extend the living space outdoors to the side porch, while the open flow layout leads seamlessly into the formal dining room. The expansive kitchen is beautifully appointed with granite countertops, a classic subway tile backsplash, abundant cabinetry, breakfast bar, generous dining area and dedicated desk space. Just beyond, the composite board deck provides a peaceful setting for morning coffee, al fresco dining, or grilling while overlooking the tree-lined backyard. The main-level primary suite serves as a serene private retreat, featuring a spacious closet, an en-suite bathroom with luxurious soaking tub and separate shower. Sliding glass doors provide direct access to the side porch, which wraps around toward the living room. A guest half bathroom and laundry complete the main level for everyday convenience. Upstairs, a versatile loft area provides an ideal lounge or home office setting, complemented by two additional generously sized bedrooms and a full bathroom with a tub/shower combination - perfectly suited for family or guests. Floored attic access off the loft offers effortless additional storage. The finished lower basement level expands the home's entertaining potential with a large bonus room, built-in bar, and direct access to the backyard. This flexible space can accommodate a media room, second living area, home gym, game room, or a refined entertaining lounge. The two-car garage includes built-in shelving and a separate storage room, while an additional under-stair closet round out this home's abundant storage and functionality. Ideally positioned less than a mile from Lake Wylie and minutes from Terry's Marina and Long Cove Marina & Resort, this home offers convenient access to wet slips, dry storage, boating, and weekend recreation. Harbor Estates neighborhood borders the 1, 132-acre McDowell Nature Preserve, providing a rare connection to protected natural surroundings. Enjoy easy access to RiverGate Shopping Center, Charlotte Premium Outlets, I-485, Charlotte Douglas International Airport, South Tryon, and all the recreation Lake Wylie has to offer. Experience a home where peaceful wooded views with a mountain feel and proximity to Lake Wylie come together to create a truly special everyday escape.

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Property Features

  • Facts
  • Lot Size: 0.55 Acres
  • Property Type: Residential
  • Property Sub-type: Single Family Residence
  • Features
  • Full Bathrooms: 2
  • 1/2 Bathrooms: 1
  • Cooling System: Central Air, Ceiling Fan(s)
  • Floor Covering: Tile, Laminate, Carpet
  • Roof Type: Shingle
  • Heating Fuels: Heat Pump (Heating), Electric (Heating)
  • Additional Features
  • Basement
  • Fireplace
  • Patio

School Information

  • School
  • Winget Park(Elementary)
  • Southwest(MiddleSchool)
  • Palisades(HighSchool)

Property

  • propertytype: Residential
  • propertysubtype: Single Family Residence
  • listprice: 550000
  • unparsedaddress: 13432 Windward Cove
  • postalcity: Charlotte
  • stateorprovince: NC
  • country: US
  • postalcode: 28278
  • bathroomsfull: 2
  • bathroomshalf: 1
  • bathroomsonequarter: 0
  • bathroomsthreequarter: 0
  • lotsizeacres: 0.55
  • lotsizeunits: Acres
  • lotsizearea: 0.55
  • livingarea: 2582
  • livingareaunits: Square Feet
  • latitude: 35.120382
  • longitude: -81.022146
  • listagentfullname: Kerry Walsh
  • listagentemail: kerry@kerry-walsh.com
  • listagentkey: 3yd-CMLSNC-83009
  • listagentmlsid: 83009
  • listagentpreferredphone: 7045024574
  • listagentofficephone: 7045024574
  • listofficekey: 3yd-CMLSNC-372905
  • listofficemlsid: 372905
  • disclaimer: Copyright © 2026 Canopy MLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.
  • sourcesystemid: CMLSNC
  • yearbuilt: 1988
  • listingcontractdate: 2026-09-04
  • listagenturl: http://WWW.EXPREALTY.COM
  • countyorparish: Mecklenburg
  • parcelnumber: 199-086-48
  • elementaryschool: Winget Park
  • highschool: Palisades
  • appliances: Dishwasher, Disposal, Electric Range, Electric Water Heater, Exhaust Fan, Microwave, Refrigerator with Ice Maker, Washer/Dryer
  • cooling: Central Air, Ceiling Fan(s)
  • constructionmaterials: Wood
  • flooring: Tile, Laminate, Carpet
  • heating: Heat Pump (Heating), Electric (Heating)
  • fireplaceyn: True
  • transactiontype: ForSale
  • storiestotal: 2
  • parkingtotal: 0
  • parkingfeatures: Driveway, Open, Garage, Garage - Attached
  • roof: Shingle
  • waterfrontyn: False
  • franchiseaffiliation: None
  • interiorfeatures: Attic Other, Attic Walk In, Breakfast Bar, Entrance Foyer, Pantry, Storage, Walk-In Closet(s)
  • architecturalstyle: Other
  • rooms: Bedroom 2, Bedroom 1, Dining Room, Basement, Bedroom 3, Bathroom 3, Bathroom 1, Bonus Room, Laundry Room, Bathroom 2
  • otherstructures: Storage, Other
  • patioandporchfeatures: Porch, Deck
  • basement: Daylight, Walk-Out Access, Storage Space, Interior Entry, Finished
  • dock: False
  • poolprivateyn: False
  • spayn: False
  • internetaddressdisplayyn: True
  • internetautomatedvaluationdisplayyn: True
  • internetconsumercommentyn: True
  • location: -81.02215, 35.12038
  • openhouse: { "AppointmentRequiredYN": false, "ListingKey": "3yd-CMLSNC-4419903", "OpenHouseEndTime": "2026-09-05 15:00:00", "OpenHouseId": "9279207", "OpenHouseRemarks": null, "OpenHouseStartTime": "2026-09-05 13:00:00", "OpenHouseType": null, "VirtualOpenHouseURL": null }, { "AppointmentRequiredYN": false, "ListingKey": "3yd-CMLSNC-4419903", "OpenHouseEndTime": "2026-09-06 15:00:00", "OpenHouseId": "9279219", "OpenHouseRemarks": null, "OpenHouseStartTime": "2026-09-06 13:00:00", "OpenHouseType": null, "VirtualOpenHouseURL": null }
  • customfields: {"AdditionalInformation":{}, "AlternatePrices":[], "BrokerName":"EXP Realty", "BuilderEmail":null, "BuilderFax":null, "BuilderPhone":null, "City":null, "Country":null, "CustomSourceId":null, "Expenses":[], "GeocodeOptions":null, "LeadRoutingEmail":"kerry@kerry-walsh.com", "ListBrokerageCity":"Rock Hill", "ListBrokerageCountry":"US", "ListBrokerageEmail":"marc.sarkis@exprealty.net", "ListBrokerageLogoUrl":null, "ListBrokerageName":"EXP Realty", "ListBrokeragePhone":"(727) 688-5000", "ListBrokeragePostalCode":"29730", "ListBrokerageStateOrProvince":null, "ListBrokerageUnitNumber":"Suite 200", "ListBrokerageUnparsedAddress":"331 E. Main St", "ListBrokerageWebsiteUrl":"http://WWW.EXPREALTY.COM", "ListOfficeAddress1":"331 E Main Street Suite # 222", "ListOfficeAddress2":"Suite 200", "ListOfficeBrokerMlsId":"372905", "ListOfficeCity":"Rock Hill", "ListOfficeCountry":"US", "ListOfficeEmail":"sc.broker@exprealty.net", "ListOfficePostalCode":"29730", "ListOfficeStateOrProvince":"SC", "ListPriceCurrencyType":"USD", "ListingTitle":"Residential, Charlotte, NC", "ListingURL":"https://www.realtor.com/realestateandhomes-detail/13432-Windward-Cv_Charlotte_NC_28278_M53572-41388?f=listhub&s=CMLSNC&m=4419903&c=rexren", "MLSModificationTimestamp":"2026-09-04 09:02:12", "Neighborhoods":[{"Description":null, "Name":"Harbor Estates"}], "PostalCode":null, "RoomCount":13, "StateOrProvince":null, "Taxes":[{"TaxAnnualAmount":null, "TaxDescription":"L14B2M21-506 13432 WINDWARD CO", "TaxYear":null}], "UnitNumber":null, "UnparsedAddress":null}
Listing Changed: 9/4/2026 9:13:24 AM GMT
Source Updated Date: 9/5/2026 12:48:41 PM GMT

Courtesy of: Kerry Walsh, EXP Realty LLC Rock Hill, kerry@kerry-walsh.com

Copyright © 2026 Canopy MLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.