1340 Vernon Drive RARE 2.87% ASSUMABLE FHA LOAN OPPORTUNITY! Qualified buyers will have the incredible opportunity to assume the seller's existing FHA loan at just 2.87% interest-a potentially significant savings compared to today's market rates! Built by Centex Homes in 2020, this beautifully maintained home shows like new and offers 3 bedrooms, plus an office, large open kitchen, living, dining area, and 2 full baths. Bright, open-concept floor plan designed for comfortable everyday living and entertaining. The spacious kitchen with a large island opens seamlessly to the dining and living areas, while neutral finishes, abundant natural light and exceptional pride of ownership make this home truly move-in ready. Luxury vinyl plank flooring throughout and NEW carpet in the bedrooms. The well-designed layout offers a comfortable large owners suite with great sized walk in closet and generously sized secondary bedrooms and flexible space for guests or a home office. Outside, enjoy a private backyard with an extended covered patio offering plenty of room to relax, play and entertain. Located in the desirable Winn Ridge community with resort-style amenities including a community pool, playgrounds, green spaces, walking trails and sports fields. Conveniently situated near the rapidly growing Hwy 380 corridor with easy access to shopping, dining and surrounding North Texas communities. A like-new 2020 home combined with a 2.87% assumable FHA loan makes this an opportunity that is incredibly hard to duplicate! Loan assumption subject to buyer qualification, lender approval and applicable FHA requirements.