134 W SAINT ANNES CIRCLE Enjoy true waterfront living in this beautifully updated, fully furnished two-bedroom, two-bath home located in the gated 55+ community of Caribbean Isles Residential Cooperative in Apollo Beach - with NO LOT RENT OR CDD. Positioned on a navigable canal with direct access to Tampa Bay, this home offers the rare combination of peaceful water views and effortless boating, complete with a private, remote controlled, 7, 000-lb.BOAT LIFT right outside your door. Inside, the home has been thoughtfully updated to support comfortable, easy living. The kitchen features beautiful cabinetry and flows seamlessly into the main living areas, where durable and waterproof laminate flooring adds both style and practicality. Two remodeled bathrooms, upgraded HVAC supply and return lines, and foam floor insulation enhance efficiency and year-round comfort. Being offered fully furnished, the home is truly move-in ready — ideal for full-time residents or seasonal owners who want to arrive and immediately enjoy the Florida lifestyle. Caribbean Isles is a resident-owned waterfront cooperative known for its active, welcoming atmosphere. Community amenities include a heated swimming pool, clubhouse, and a full calendar of social events and activities. Residents enjoy shuffleboard, bocce ball, horseshoes, craft and game rooms, billiards, darts, bar shuffleboard, and frequent themed dinners and dances. For boating and paddling enthusiasts, direct water access makes it easy to explore the surrounding canals, Tampa Bay, and beyond. Conveniently located between Tampa and Sarasota/Bradenton, Caribbean Isles offers easy access to Gulf Coast beaches, shopping, dining, medical facilities, and cultural attractions. This home presents an exceptional opportunity to enjoy waterfront living, an active community, and the convenience of a move-in ready residence — all in one of the areas most sought-after 55+ communities.