1322 Monte Carlo Court Custom built by West Coast Builders' Sean Howard, this exceptional residence delivers a rare combination of architectural quality, elevated construction standards, & refined coastal luxury-set on 105 feet of prime waterfront with premier boating access. Offered mostly furnished, this home is truly move-in ready & designed for effortless, upscale Florida living. Inside, you'll find a bright, open floor plan with high soaring ceilings & a stunning living room with a double tray ceiling & ambient rope lighting. Plank tile flooring runs throughout the entire home, complemented by upgraded lighting, recessed interior & exterior soffit lighting, and a full AV pre-wire. The gourmet kitchen is both stylish & functional, with Bosch stainless steel appliances, an induction range, custom vent hood, under-cabinet lighting, tile backsplash, spacious walk-in pantry with custom wood shelving, & Cambria quartz countertops. The adjacent dining area provides beautiful views of the lanai and waterfront. The primary suite is a luxurious retreat with private lanai access, dual vanities with quartz countertops, a walk-in shower with custom tile & glass enclosure, & a fully customized walk-in closet with wood shelving. A private guest suite also offers lanai access & an en suite bath, plus there is a third bedroom. All bathrooms include custom tile showers with niches & glass enclosures. Built with quality in mind, the home has concrete block construction, engineered trusses, batt insulation, impact-resistant windows & doors, hurricane protection, along with a 10'6" elevation. Step outside to your resort-style outdoor living space, where a heated, saltwater pool by Fulton Pools takes center stage. Designed for both relaxation and entertaining, it features: Pebble Tec finish with lifetime warranty, LED lighting, swim-out bench, plus a panoramic super screen enclosure. The expansive paver lanai also includes a fully equipped custom outdoor kitchen with a 32" Summerset grill (rotisserie), Zephyr vent hood, outdoor refrigerator, granite countertops & backsplash, sink, and built-in storage-perfect for entertaining year-round. For boating enthusiasts, the property boasts an extended 10' x 45' dock, complete with a 9, 000 lb boat lift, aluminum walk board, and quick access to open water, with just one bridge. Additional highlights include: 2-car garage with polyaspartic-coated floors, custom shelving, electric vehicle charging setup and generator hookup with transfer switch, laundry room with LG washer/dryer, sink, and cabinetry, 50-gallon hybrid water heater with recirculating pump, security system wiring, custom landscaping with concrete curbing and irrigation system, hidden outdoor trash area, full exterior soffit lighting and upgraded finishes throughout. This is a true builder-quality home, combining structural integrity, high-end finishes, and a thoughtfully designed outdoor lifestyle-all in one of Punta Gorda Isles' most desirable waterfront locations.