1310 S 21st Street Opportunity awaits with this charming income-producing duplex in Temple, TX, ideally located near major employers, schools, and everyday conveniences. Just minutes from Baylor Scott & White Medical Center – Temple, Temple College, UMHB, Interstate 35, and Downtown Temple, this property offers strong appeal for investors, and owner-occupants alike. These two-story duplex features two units, each offering 2 bedrooms and 1 bathroom, with separate electricity and water meters for added convenience and tenant independence. Both the upper and lower units are move-in ready, making it easy to place tenants quickly or occupy one unit while generating rental income from the other. The flexible setup makes this property perfect for long-term rentals, first-time investors, or buyers looking to offset their mortgage by living in one unit and renting the other. With its prime location near medical, education, and commuter routes, the property benefits from consistent rental demand. Whether you're looking to expand your investment portfolio, generate passive income, or start your real estate journey, this Temple duplex offers location, flexibility, and income potential.