12870 NE 21ST Terrace Extremely rare three-story Santa Fe River waterfront home with 95 feet of direct river frontage, a private dock, expansive outdoor living spaces, and a ground-floor guest apartment in the peaceful Ira Bea's Oasis community of Branford. The owner's surprise relocation gives you the unique opportunity to secure this impressive stone and vinyl exterior residence on a sprawling .44-acre riverfront lot, offering beautiful water views, exceptional privacy, and endless opportunities to enjoy North Florida river living at its best. So what makes this one so special? 1) Incredible .44-acre waterfront lot with 95 feet of direct frontage along the beautiful Santa Fe River, surrounded by lush greenery, mature trees, and peaceful natural scenery. 2) Impressive three-story home offering a beautiful architectural design, spacious living areas, and plenty of room for family, guests, and entertaining. 3) Separate ground-floor guest apartment complete with its own bedroom, bathroom, and kitchen, perfect for extended family and guests. 4) Private waterfront dock providing direct access to the Santa Fe River, ideal for fishing, kayaking, boating, or simply relaxing and enjoying the water. 5) Expansive elevated wooden deck and scenic boardwalk leading toward the private dock, offering beautiful views of the surrounding nature and plenty of room for outdoor seating, entertaining, and enjoying peaceful Florida mornings and evenings. 6) Beautiful waterfront patio and outdoor seating area overlooking the river, perfect for gathering with friends and family and unwinding by the water. 7) Large enclosed Florida room overlooking the Santa Fe River, offering incredible scenic views and a comfortable space to relax. 8) Expansive covered front and side wraparound porches, providing even more outdoor living space to enjoy the peaceful riverfront setting. 9) Spacious eat-in kitchen offering a dedicated space for everyday dining, family meals, and entertaining. 10) Soaring vaulted wood-paneled ceilings with a stunning floor-to-ceiling stone fireplace and beautiful natural light. 11) Spacious 520 sqft attached first-floor garage, offering plenty of room for parking, storage, tools, and outdoor equipment. 12) Located in the peaceful Ira Bea's Oasis community with NO HOA and a nearby private neighborhood boat ramp, providing convenient additional access to the Santa Fe River. 13) Situated within a designated Opportunity Zone. 14) Fantastic location in Gilchrist County close to Branford, surrounded by some of the area's most beautiful rivers, natural springs, and outdoor recreation areas. In addition to the Santa Fe River, enjoy proximity to the nearby Suwannee River, and the famous Ichetucknee River, known for its crystal-clear spring-fed waters, kayaking, tubing, fishing, with shopping, dining, and everyday conveniences available in Branford and surrounding communities. With 95 feet of direct Santa Fe River frontage, a private dock, expansive waterfront decks and patios, a functional guest apartment, and an incredible natural setting, this property offers a truly special combination of space, privacy, flexibility, and waterfront lifestyle. Whether you're searching for a full-time riverfront residence, a peaceful weekend retreat, or a unique property to make your own finishing touches on, this one truly checks all the boxes. Easy to show. No HOA. Feel free to soft pitch before writing anything up. MLS info sheet and disclosures available. No assignable contracts accepted.