12824 SETTLERS DRIVE Charming Pool Home Just 3.5 Miles From Hudson Beach located in an X-Flood Zone, this beautifully maintained 3-bedroom, 2.5-bath single-family home is the perfect place to settle in and make your own. This home offers a wonderful blend of vintage character and modern upgrades. Recent improvements include new vinyl flooring, a remodeled primary bathroom with modern stylish tile floors, new staircase, and fresh interior paint throughout. Major updates are already complete with a NEW roof, NEW water heater, NEW gutters, NEW ceiling fans throughout and lanai, New Drywall ceiling in garage, New Garage door opener with remote access and keyless entry access. The pool pump is approximately 2 years old, giving peace of mind for years to come. As you step through the elegant double doors, you're greeted by a bright family and dining room combo with full views of the sparkling pool and spacious backyard. The home features a unique focal-point atrium, filling the interior with natural light and creating an inviting, open atmosphere. The conveniently located half bathroom sits near the entrance. The kitchen is positioned to the left and flows perfectly toward the sliding doors and outdoor space. The primary suite is on the first floor, offering privacy and comfort, complete with a beautifully remodeled bathroom featuring an elegant garden tub. Upstairs, you’ll find two generously sized bedrooms and a full bathroom showcasing charming vintage tile. The bedroom to the left includes an air handler inside the closet, yet still offers plenty of space to add an armoire or wardrobe if desired. With so many upgrades already completed, there’s still room for your personal touches and creativity. This home truly offers the perfect balance of style, comfort, and potential. Come schedule a private tour because this is a RARE FIND.