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12686 NE 96th Street NE
Otsego MN 55330 US

$925,000

Active Listing ID 7074288
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5 bed
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4.00 Bath (2 Full , 1 Half)
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Lot: 1.00 Acres
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Single Family Residence

$925,000

Active Listing ID 7074288
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12686 NE 96th Street NE Welcome home to your own private slice of paradise in the highly sought-after Mississippi Cove neighborhood in Otsego! This meticulously maintained custom-built 5-bedroom, 4-bath home sits on a stunning 1-acre lot with no neighbors in front or behind, offering rare privacy, space, and comfort. Enjoy peaceful living in this exclusive HOA-maintained community featuring all 1-acre lots, over 50% open green space, and no remaining buildable lots—preserving the natural beauty and serenity of the area. From the charming front porch to the incredible backyard, this home is designed for both relaxation and entertaining. Out back, enjoy a spacious deck and patio, plus an eye-catching 3-season porch with fireplace for year-round enjoyment. Inside, the main floor features beautiful maple flooring, in-floor heat, a chef’s kitchen with rich maple cabinetry, walk-in pantry, and a generous living room with fireplace. A main floor office adds flexible workspace. Upstairs offers brand new carpet throughout, four spacious bedrooms, upper-level laundry, and an impressive primary suite with walk-in closet, private bath, and peaceful backyard views. A full hall bath serves the secondary bedrooms. Thoughtful design includes a mudroom with lockers, walk-in closet, and nearby half bath. Wide 4-foot stairs and hallways make moving furniture simple and stress-free. The fully finished basement features in-floor radiant heat, a large family room with fireplace and custom built-ins, wet bar, additional bedroom with walk-in closet, full bath, and extra laundry—ideal for guests or a mother-in-law suite. A heated oversized 3-car garage with water and floor drains adds rare practicality, while a brand new roof in 2024 provides peace of mind. Outdoor enthusiasts will appreciate nearby river and islands offering fishing and bow hunting opportunities. An exceptional opportunity to own a true legacy property along the Mississippi with unmatched quality, space, and lifestyle.

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Property Features

  • Facts
  • Lot Size: 1.00 Acres
  • Property Type: Residential
  • Property Sub-type: Single Family Residence
  • Features
  • Full Bathrooms: 2
  • 3/4 Bathrooms: 1
  • 1/2 Bathrooms: 1
  • Cooling System: Central Air
  • Exterior Finish: Brick/Stone, Shakes
  • Heating Fuels: Forced Air

Property

  • propertytype: Residential
  • propertysubtype: Single Family Residence
  • listprice: 925000
  • unparsedaddress: 12686 NE 96th Street NE
  • postalcity: Otsego
  • stateorprovince: MN
  • country: US
  • postalcode: 55330
  • bathroomsfull: 2
  • bathroomshalf: 1
  • bathroomsonequarter: 0
  • bathroomsthreequarter: 1
  • lotsizeacres: 1
  • lotsizeunits: Acres
  • lotsizearea: 1
  • livingarea: 3786
  • livingareaunits: Square Feet
  • latitude: 45.292003
  • longitude: -93.629745
  • listagentfullname: Jimmy V Myers
  • listagentemail: kwredhouse@gmail.com
  • listagentkey: 3yd-RMLSMN-502023227
  • listagentmlsid: 502023227
  • listagentpreferredphone: 7634385747
  • listagentofficephone: 3205004397
  • listofficekey: 3yd-RMLSMN-26146
  • listofficemlsid: 26146
  • disclaimer: Copyright © 2026 Northstar MLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.
  • sourcesystemid: RMLSMN
  • yearbuilt: 2010
  • listingcontractdate: 2026-05-14
  • countyorparish: Wright-MN
  • parcelnumber: 118247003060
  • appliances: Dishwasher, Freezer, Microwave, Oven - Double, Refrigerator, Washer, Water - Softener
  • cooling: Central Air
  • heating: Forced Air
  • fireplaceyn: False
  • transactiontype: ForSale
  • storiestotal: 0
  • parkingtotal: 0
  • parkingfeatures: Driveway, Garage, Garage - Attached, Heated
  • waterfrontyn: False
  • exteriorfeatures: Brick/Stone, Shakes
  • architecturalstyle: Other
  • rooms: Bathroom 1, Bathroom 2, Bathroom 3, Bathroom 4, Bedroom 1, Bedroom 2, Bedroom 3, Bedroom 4, Bedroom 5
  • dock: False
  • poolprivateyn: False
  • spayn: False
  • internetaddressdisplayyn: True
  • internetautomatedvaluationdisplayyn: True
  • internetconsumercommentyn: True
  • location: -93.629745, 45.292004
  • customfields: {"AdditionalInformation":{}, "AlternatePrices":[], "BrokerName":"EXP REALTY", "BuilderEmail":null, "BuilderFax":null, "BuilderPhone":null, "City":null, "Country":null, "Expenses":[{"ExpenseCategory":"Home Owner Assessments Fee", "ExpenseFrequency":"Annually", "ExpenseValue":500}], "GeocodeOptions":null, "LeadRoutingEmail":"kwredhouse@gmail.com", "ListBrokerageCity":"White Bear Lake", "ListBrokerageCountry":"US", "ListBrokerageEmail":"mn.broker@exprealty.net", "ListBrokerageLogoUrl":"http://brokerlogos.listhub.net/RMLSMN/8ae96181093811e9bd630242ac11000a/20220215200355064.png", "ListBrokerageName":"EXP REALTY", "ListBrokeragePhone":"(612) 751-9303", "ListBrokeragePostalCode":"55110", "ListBrokerageStateOrProvince":"MN", "ListBrokerageUnitNumber":"Suite 122", "ListBrokerageUnparsedAddress":"4525 White Bear Parkway", "ListBrokerageWebsiteUrl":null, "ListOfficeAddress1":"4525 White Bear Parkway", "ListOfficeAddress2":"Suite 122", "ListOfficeBrokerMlsId":null, "ListOfficeCity":"White Bear Lake", "ListOfficeCountry":"US", "ListOfficeEmail":"mn.broker@exprealty.net", "ListOfficePostalCode":"55110", "ListOfficeStateOrProvince":"MN", "ListPriceCurrencyType":"USD", "ListingTitle":"(SF) Single Family - Otsego, MN", "ListingURL":"https://www.realtor.com/realestateandhomes-detail/12686-96th-St-NE_Elk-River_MN_55330_M74170-22899?f=listhub&s=RMLSMN&m=7074288&c=rexren", "MLSModificationTimestamp":"2026-05-21T00:07:56Z", "Neighborhoods":[], "PostalCode":null, "RawPropertySubType":"(SF) Single Family", "RawPropertyType":"Single Family", "RoomCount":24, "StateOrProvince":null, "Taxes":[{"TaxAnnualAmount":7069.08, "TaxDescription":null, "TaxYear":"2026"}], "UnitNumber":null, "UnparsedAddress":null}
Listing Changed: 5/21/2026 7:02:41 AM GMT
Source Updated Date: 5/21/2026 6:47:26 PM GMT

Courtesy of: Jimmy V Myers, eXp Realty, kwredhouse@gmail.com

Copyright © 2026 Northstar MLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.