12463 GAYLE Road Seller offering up to $7, 000 in concessions! Use the funds toward closing costs, prepaid expenses, or an interest rate buy-down (subject to lender approval). This home may also qualify for 100% financing for eligible buyers, making homeownership more affordable than you might think. Situated on a generous lot with a wooded rear setting, this home offers a rare blend of privacy, nature, and convenience. Inside, you'll find generous living spaces, a welcoming floor plan, and large windows that fill the home with natural light while framing peaceful backyard views. The kitchen comes fully equipped with all appliances, and the washer and dryer are included, making your move that much easier. Additional highlights include a roof less than one year old, a transferable termite contract, a newer well tank, water heater, range oven, and microwave. Also a desirable C flood zone location. Whether you're enjoying your morning coffee, entertaining family and friends, or simply unwinding after a long day, this home offers comfort and a connection to nature that's hard to find. Located just minutes from Covington's shopping, dining, healthcare, and everyday conveniences, you'll enjoy the best of both worlds. Lovingly maintained through the years, this home is ready to welcome its next chapter and the memories its new owners will create.