12427 WILLOW TREE AVENUE NO FLOOD INSURANCE...AND...THIS HOME QUALIFIES FOR A 3.99% FOR THE FIRST 7 YEARS!! Room to Relax, Space to Entertain & Just Minutes to the Gulf! Walking up, you'll be met with the charm of a classic white picket fence framing a serene front porch area—perfect for sipping your morning coffee or relaxing with a glass of wine at the end of a productive day. Step inside this beautiful home & be amazed at the space it offers! From the bright FORMAL LIVING ROOM at the front to the expansive, sunlit GREAT ROOM at the back, every corner feels open, airy & inviting. The heart of the home is the UPDATED KITCHEN with warm wood cabinetry, stainless steel appliances, & a BREAKFAST BAR that flows into the dining area—perfect for everyday meals or hosting friends. The living space continues outdoors with a LARGE SCREENED-IN LANAI, a true Florida retreat where you can recharge in evening breezes and entertain family and friends year-round. The oversized primary bedroom feels like its own private escape, complete with a walk-in closet & ensuite bath featuring a step-in shower. The guest bedroom is generously sized & sits right beside a full bathroom with a tub/shower combination, offering comfort for family & visitors alike. Laminate flooring in the main living areas, tile in the baths & a ROOF REPLACED IN 2013 provide both style & peace of mind. No more trips to the laundromat now that your home has laundry located right inside the 2-car garage with extra storage space & a workbench! This home sits in a GREAT Pasco County location—Hudson Beach is just 15 mins away, Tampa International is less than a 45-minute drive, & enjoy a day of golf at Meadow Oaks Golf & Country Club with a less than 5-min drive! Located just minutes from shopping, dining & the Gulf Coast’s sandy beaches, this home delivers the space you crave & the lifestyle you deserve!