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123 Useppa Island B
Useppa Island FL 33921 US

$950,000

Active Listing ID 2026025926
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2 bed
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3.00 Bath (2 Full , 1 Half)
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Lot: 0.08 Acres
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Other

$950,000

Active Listing ID 2026025926
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123 Useppa Island B Situated on the northwestern point of Useppa Island, "Whelk Cottage" is a 2-bedroom, 2.5-bath townhome offering a warm ambiance with spectacular west-facing waterfront views. Once inside, your attention is drawn to the breathtaking waterscape stretching across the Intracoastal Waterway, where nightly sunsets provide a constant reminder that you are within a true Florida paradise. The shoreline is framed by mangroves, with surrounding tropical greenery reminiscent of the world's most sought-after island destinations. For lovers of wildlife, the setting is exceptional, with frequent sightings of dolphins, manatees and fish in the surrounding waters. Bird enthusiasts will delight in the abundance of wading birds, songbirds, and birds of prey that call the island home. Whelk Cottage offers an authentic and immersive Florida island lifestyle. The villa features two en-suite bedrooms on the main living level, each with convenient access to outdoor space. The western bedroom serves as the primary suite and includes a spacious bath with dual sinks, a large tiled shower, and a walk-in closet. Impact-rated French doors open to a screened porch overlooking the water to the west, offering a more private setting to soak in the pristine views. The eastern bedroom is currently utilized as a den, complete with a full bath and ample closet storage. It offers direct access to an open wrap-around deck surrounded by verdant palms and tropical plantings, creating a tranquil setting of lush greenery. The upper level is dedicated entirely to the living and dining areas, where the cottage's most spectacular elevated water views are fully showcased. Its classic island finishes include crisp whites with splashes of tropical color and warm natural wood details throughout. The kitchen is well suited for everything from intimate dinners for two to entertaining guests for a sunset gathering. The living room features a vaulted wood-beam ceiling that adds warmth and character to the space, while a gas fireplace enhances the inviting atmosphere. Few experiences compare to enjoying a cool winter evening on a Florida island with a fire glowing indoors and expansive waterfront views just beyond the windows. For the past 30 years, Whelk Cottage has been lovingly maintained as a full-time residence and treasured family retreat. Continuous care and thoughtful updates include a new roof (2023), impact-rated windows and doors, roll-down hurricane screens (2024), HVAC system (2024), and water heater (2024). Its location on the northwestern tip of Useppa Island provides a peaceful setting with world-class views while remaining conveniently close to dockage at the Useppa Marina. Ownership includes the deeded right to dock a boat up to 24 feet in length at the marina, a valuable amenity that further enhances the island lifestyle. "Whelk Cottage" offers an opportunity to own a well-maintained and appointed waterfront retreat within one of Florida's most exclusive island communities.

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Property Features

  • Facts
  • Lot Size: 0.08 Acres
  • Property Type: Residential
  • Property Sub-type: Other
  • Features
  • Full Bathrooms: 2
  • 1/2 Bathrooms: 1
  • Cooling System: Zoned, Central Air, Electric
  • Exterior Finish: Deck, SecurityHighImpactDoors, Patio
  • Floor Covering: Tile, Wood
  • Roof Type: Metal
  • Heating Fuels: Electric (Heating), Zoned, Central
  • Additional Features
  • Fireplace
  • Patio

Property

  • propertytype: Residential
  • propertysubtype: Other
  • listprice: 950000
  • unparsedaddress: 123 Useppa Island
  • unitnumber: B
  • postalcity: Useppa Island
  • stateorprovince: FL
  • country: US
  • postalcode: 33921
  • bathroomsfull: 2
  • bathroomshalf: 1
  • bathroomsonequarter: 0
  • bathroomsthreequarter: 0
  • lotsizeacres: 0.084
  • lotsizeunits: Acres
  • lotsizearea: 0.084
  • livingarea: 1478
  • livingareaunits: Square Feet
  • latitude: 26.667608
  • longitude: -82.211058
  • listagentfullname: Rogan White
  • listagentemail: barrierislandbroker@gmail.com
  • listagentkey: 3yd-FMSWFL-P3346264
  • listagentmlsid: P3346264
  • listagentpreferredphone: 2396711710
  • listagentofficephone: 2396711710
  • listofficekey: 3yd-FMSWFL-FISL
  • listagentstatelicense: 258023487
  • listofficemlsid: FISL
  • disclaimer: Copyright © 2026 Florida Gulf Coast Multiple Listing Service, Inc. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.
  • sourcesystemid: FMSWFL
  • yearbuilt: 1980
  • listingcontractdate: 2026-06-17
  • listagenturl: http://www.c21sunbelt.com
  • countyorparish: Lee
  • parcelnumber: 04-44-21-01-00001.023A
  • appliances: Dryer, Dishwasher, Freezer, Disposal, Microwave, Range, Refrigerator, SelfCleaningOven, Washer
  • cooling: Zoned, Central Air, Electric
  • constructionmaterials: VinylSiding, WoodFrame
  • flooring: Tile, Wood
  • heating: Electric (Heating), Zoned, Central
  • fireplaceyn: True
  • transactiontype: ForSale
  • storiestotal: 2
  • parkingtotal: 0
  • roof: Metal
  • view: Water
  • waterfrontyn: False
  • franchiseaffiliation: Century 21 Real Estate
  • interiorfeatures: BreakfastBar, BuiltInFeatures, BedroomOnMainLevel, DualSinks, FrenchDoorsAtriumDoors, Fireplace, LivingDiningRoom, MainLevelPrimary, ShowerOnly, SeparateShower, VaultedCeilings, WindowTreatments, SplitBedrooms
  • exteriorfeatures: Deck, SecurityHighImpactDoors, Patio
  • waterfrontfeatures: Waterfront
  • windowfeatures: Shutters
  • architecturalstyle: Other
  • rooms: Bedroom 1, Bathroom 2, Bathroom 1, Bedroom 2, Dining Room, Bathroom 3
  • securityfeatures: Security
  • patioandporchfeatures: Patio, Deck, Porch
  • dock: False
  • poolprivateyn: False
  • spayn: False
  • internetaddressdisplayyn: True
  • internetautomatedvaluationdisplayyn: True
  • internetconsumercommentyn: True
  • location: -82.21106, 26.667608
  • customfields: {"AdditionalInformation":{}, "AlternatePrices":[], "BrokerName":"Century 21 Sunbelt Realty", "BuilderEmail":null, "BuilderFax":null, "BuilderPhone":null, "City":null, "Country":null, "CustomSourceId":null, "Expenses":[], "GeocodeOptions":null, "LeadRoutingEmail":"barrierislandbroker@gmail.com", "ListBrokerageCity":null, "ListBrokerageCountry":null, "ListBrokerageEmail":"watt@c21sunbelt.com", "ListBrokerageLogoUrl":null, "ListBrokerageName":"Century 21 Sunbelt Realty", "ListBrokeragePhone":"(239) 542-8611", "ListBrokeragePostalCode":null, "ListBrokerageStateOrProvince":null, "ListBrokerageUnitNumber":null, "ListBrokerageUnparsedAddress":null, "ListBrokerageWebsiteUrl":"http://www.c21sunbelt.com", "ListOfficeAddress1":"10191 Stringfellow Rd ", "ListOfficeAddress2":null, "ListOfficeBrokerMlsId":"FISL", "ListOfficeCity":"St. James City", "ListOfficeCountry":"US", "ListOfficeEmail":"jim@jimfischerrealtor.com", "ListOfficePostalCode":"33956", "ListOfficeStateOrProvince":"FL", "ListPriceCurrencyType":"USD", "ListingTitle":"SINGLE_FAMILY - Other - Useppa Island, FL", "ListingURL":"https://www.realtor.com/realestateandhomes-detail/123-Useppa-Is_Useppa-Island_FL_33921_M92179-09989?f=listhub&s=FMSWFL&m=2026025926&c=rexren", "MLSModificationTimestamp":"2026-06-17 19:44:21", "Neighborhoods":[{"Description":null, "Name":"USEPPA ISLAND"}], "PostalCode":null, "RoomCount":null, "StateOrProvince":null, "Taxes":[{"TaxAnnualAmount":5360, "TaxDescription":"COTTAGE SITES OF USEPPA IS SLY 1/2 SITE 23 AS DESC OR 1988/1026 OR 1207 PG 507", "TaxYear":"2025"}], "UnitNumber":null, "UnparsedAddress":null}
Listing Changed: 6/17/2026 7:47:15 PM GMT
Source Updated Date: 6/20/2026 12:30:50 PM GMT

Courtesy of: Rogan White, Century 21 Sunbelt Realty, barrierislandbroker@gmail.com

Copyright © 2026 Florida Gulf Coast Multiple Listing Service, Inc. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.