123 Rice Mill Experience marshfront living in one of St. Simons Island's most sought-after gated communities, Hampton Plantation. This newly constructed home off ers four bedrooms, three baths, a dedicated office, and breathtaking marsh views that create a stunning backdrop for everyday living. Designed with both comfort and convenience in mind, the home features an elevator, circular driveway, three-car garage, and an abundance of storage. The ground level includes finished flex spaces ideal for a media room, playroom, fitness area, hobby space, or additional gathering areas. Thoughtful upgrades include wiring for both an EV charging station and a generator. Buyers still have the opportunity to add their personal touch, as the seller is willing to negotiate some finishing details. Located within the gated community of Hampton Plantation, residents enjoy a private setting surrounded by marshes, mature live oaks, and the renowned King and Prince Golf Club. This premier location offers the perfect balance of privacy and convenience, with easy access to beaches, dining, shopping, and all that St. Simons Island has to offer. An exceptional financing opportunity is also available. Seller financing is offered with 20% down, a 30-year amortization schedule, a three- to five-year balloon, and an interest rate set at 1% below the prevailing rates offered by many major lending institutions. This is a rare opportunity to own a newly constructed marsh front home that combines luxury, flexibility, and an attractive financing option in one of Coastal Georgia's most desirable communities. The King & Prince golf course, located within Hampton Plantation is undergoing a significant transformation under new ownership, adding even more excitement and long-term appeal to this already exceptional neighborhood. Seller holds an inactive real estate license in North Carolina.