12145 LAKE FERN Drive 4-bedroom, 3-bath home in Sweetwater Creek South with 2, 346 square feet and a flexible layout designed for everyday living. The primary bedroom is located on the main level, with additional bedrooms and a loft upstairs that can be used for workspace, guests, or additional living needs. The interior includes a formal dining room, separate sitting area, and a family room with a gas fireplace. The layout offers defined spaces while maintaining a functional flow. Features include a breakfast bar, walk-in closets, and natural light from skylights. The screened rear porch overlooks a fenced backyard and pond, providing usable outdoor space on a 0.41-acre lot. A 2-car garage with electric vehicle charging capability adds convenience. Appliances are included, offering a move-in ready starting point with the option to update finishes over time. Community amenities include a pool, tennis courts, pickleball, basketball court, and playground, with an annual HOA. Located in the Mandarin area of Jacksonville with convenient access to shopping, major roads, and daily needs. This property may qualify for FHA, VA, and conventional financing. Showings require advance notice due to occupancy. Property is sold as is.