12109 Montclair Bnd Welcome to Bella Mar in Steiner Ranch, where the numbers make sense and the lifestyle delivers. 2.75% ASSUMABLE VA INTEREST RATE = ~$3, 857/month (principal & interest). In Steiner Ranch, that's the kind of opportunity that doesn't come back around. This 4BD/3.5BA home leads with a fully remodeled kitchen that sets the tone; navy cabinetry, gold hardware, marble-look quartz countertops and backsplash, professional-grade range with statement hood, and an oversized island with premium appliances. The kind of kitchen you price out and walk away from everywhere else. The main-level primary suite offers dual vanities, soaking tub, walk-in shower, and a spacious closet. Upstairs: three bedrooms, two full baths, a second living area, and a bonus space that flexes to fit your life. The backyard is the differentiator. Resort-style pool, putting green, outdoor kitchen, fire pit, and multiple entertaining zones, fully built out and ready to use. Steiner Ranch access means top-tier amenities, miles of trails, and Lake Austin. Zoned to Leander ISD. The assumable 2.75% rate saves buyers hundreds per month compared to today's market. The kitchen, the pool, and the location just make the decision easier.