12039 Spinnaker Drive WATERFRONT on Windjammer Cove of Lake Wylie in Tega Cay, SC. Cul de sac lot with over half acre, dock with covered boat slip & lift, fenced backyard, fire pit, patio, deck, screened in porch & Basement. NO HOA. Perfect for lakeside entertaining & outdoor living! Main floor: Office with French Doors, Kitchen with granite counters, island & stainless appliances, Great Room, Dining Area, Primary Bedroom with lake view, Laundry Room & Drop Zone from the oversized 600 sq ft garage. Upstairs: Three bedrooms with large closets, 2 full baths & large Bonus Room. Lower Level: Bedroom 5 with full bath & lake view, Wet bar with stone accents, rec/living room, plus a playroom/study/fitness room with lake views. New carpet & fresh paint Feb 2026. Highly rated Fort Mill Schools. If you want to be on the lake, want a dock, basement, garage, screened-in porch & big yard...THIS is the HOUSE! Tega Cay is a recreational city on the shores of Lake Wylie.