12 S School Avenue SPECIAL SELLER INCENTIVE - CHOOSE ONE! Buyers with a 640+ FICO may qualify for an FHA 30-YEAR FIXED RATE AS LOW AS 5.99% (6.755% APR) OR choose up to $15, 000 toward eligible closing costs, prepaids and escrows. Buyers below 640 FICO who qualify for financing may still receive the closing-cost incentive but are not eligible for the advertised 5.99% rate incentive. Buyer chooses ONE incentive - rate buydown OR closing-cost assistance. Buyer may use any lender; advertised incentives are available only when financing through Seller's preferred lender. One or more photo(s) has been virtually staged. Brand-new construction on 1.3 ACRES in Lecanto, never lived in! This 4-bed, 3-bath, 3-car garage home offers 2, 478 sq ft of open-concept living. The private owner's suite features dual walk-in closets and a spa-style bath, plus a secondary suite with its own full bath - perfect for guests or multigenerational living. Enjoy a spacious island kitchen with walk-in pantry, quartz counters, stainless Samsung appliances, and luxury vinyl plank flooring throughout the main living areas. A covered lanai extends your living space outdoors, and a drop zone, laundry room, and oversized 3-car garage add convenience. Energy-efficient systems, smart doorbell, and builder warranty included. Room to roam with no rear neighbors and space for a future pool. Minutes to Black Diamond Ranch golf, Crystal River springs, and the Suncoast Parkway. Some photos are renderings and/or of a similar completed model. Features, finishes, colors, and specifications may vary.