1197-1199 St. Margaret's Bay Road Lake-front duplex minutes from Armdale Rotary! Located close to Bayers Lake, the BLT Rails to Trails system, public transit, schools, with quick access to Highways 102 and 103, this versatile duplex offers convenience, functionality, and investment potential in a sought-after location. The rear unit (1197) features a loft-style layout with 1 bedroom + kitchen/living-room, 1 bathroom, and a private balcony overlooking Lovett Lake, creating a bright and unique living space. The front unit (1199) offers a spacious two-level layout with 3 bedrooms + den/office space, 1.5 bathrooms, a large kitchen and dining area, living-room and generous second-level storage. Both units are separately metered, making the property ideal for investors or owner-occupants seeking rental income potential. Recent updates include new bathroom floor on the main level(2026), foundation improvements (2026) and new hot water heater (2025). Electrical upgrades were done in 2020. With close proximity to shopping, recreation, walking trails, schools, and major commuter routes, this property presents an excellent opportunity for multi-unit living or long-term investment. (id:203)