1197-1199 St. Margaret's Bay Road Lake-front duplex minutes from Armdale roundabout! Located close to Bayer's Lake, the BLT Rails to Trails system, public transit, schools and with quick access to Highways 102 and 103, this versatile dulpex offers convenience, functionality and investment in a sought-after location. The rear unit (1197) features a loft-style layout with one bedroom + kitchen/living room, 1 bathroom and a private balcony overlooking Lovett Lake, creating a bright and unique living space. The front unit (1199) offers a spacious two-level layout with 3 bedrooms + den/office space, 1.5 bathrooms, a large kitchen and dining area, living room and generous second level storage. Both units are separately metered, making the property ideal for investors or owner-occupants seeking rental income potential. Recent upgrades include new bathroom floor on the main level (2026), foundation improvements (2026) and new hot water heater (2025). Electrical updates were done in 2020. With the close proximity to shopping, recreation, walking trails, schools and major commuter routes, this property represents an excellent opportunity for multi-living or long term investment. (id:203)