1160 MILL CREEK NO HOA & NO CDD! Discover a once-in-a-lifetime opportunity to own a piece of Florida paradise on this secluded 0.82-acre waterfront retreat. This custom, contractor-built stilt home was engineered for ultimate peace of mind, featuring 2x6 framing, rebar-reinforced concrete pillars, and a BRAND NEW 2025 METAL ROOF. Rest easy with superior flood resilience; the main living floor sits at a high 17.11’ elevation—nearly 5 feet above the Base Flood Elevation. Boaters will love the direct access to the Manatee River from a private lagoon frontage, featuring a concrete/wood dock equipped with electric, water, and a fish-cleaning station. Inside, the light-filled layout features vaulted ceilings, a wood-burning fireplace, and custom Kraftmaid cabinetry. The expansive ground level is an entertainer’s dream, offering a 4-car covered carport, a private in-ground gunite pool, and a functional bonus area with a kitchenette, half-bath, and outdoor shower. Located at the end of a private, dead-end road near the Fort Hamer bridge, this "high and dry" oasis offers total privacy while remaining minutes from Lakewood Ranch shopping and dining. Your riverfront lifestyle awaits!