1154 FINLAY STREET Exceptional 10, 000+ sq ft lot features stunning panoramic ocean views, a prime location, and a generous 65 ft frontage ideal for future growth. Zoned RS-1 SSMUH Residential, it exceeds the 742 m² minimum for a house-plex (up to 4 dwelling units) without rezoning (confirmed by City of White Rock). Units remain under one PID. Recent comps average $1.25M for 3-bed units, so four modern 1, 200 sq ft units could value at $1.2M-$1.3M each projecting a total fourplex worth $5M. This offers massive ROI potential over the current listing.Meanwhile, generate strong rental income from the well-maintained 4-bed, 3-bath rancher. The separate-entry lower level unit an in-law suite or extra rental.Live comfortably, earn income today, and capture significant upside through SSMUH development tomorrow. (id:203)