114 Riverfront Circle Welcome to 114 Riverfront Circle-an exceptional fully furnished coastal retreat in the gated Cumberland Palms community, perfectly positioned along the St. Marys River. Offering approximately 2, 600 sq ft, this spacious 4-story townhome features 3 bedrooms, 3.5 baths, an elevator, fireplace, and an oversized 2-car garage-making it a rare opportunity for a primary residence, second home, vacation getaway, or an income-producing investment.This amazing property offers a wide variety of opportunities including long-term, mid-term, and short-term rental potential. The main living level features an open-concept kitchen, dining, and living space with stainless appliances, granite countertops, and wood floors, plus a laundry room and half bath. Upstairs, the private primary suite is thoughtfully positioned along with two additional guest bedrooms and two full baths-ideal for hosting and maximizing rental flexibility.The top floor provides a charming bonus retreat with river views, perfect for an office, reading room, or observation lounge. Enjoy multiple porches and outdoor spaces, including a screened lanai, for relaxing after a day on the water. Cumberland Palms offers resort-style amenities including a boardwalk, pickleball courts, community dock access, pool and hot tub-plus proximity to historic downtown St. Marys, Kings Bay Naval Base, and the Intracoastal Waterway. The best feature may be the dock access-perfect for a quick boat trip to Cumberland Island or Amelia Island. Call today to preview this unique property.