1133 Church Street SE unit: 2 SELLER OFFERING 12 MONTHS OF HOA DUES PAID WITH AN ACCEPTED OFFER. LOW HOA WITH WATER AND GAS INCLUDED. RARE 2 STORY LOFT in the heart of historic downtown Covington within a private, quiet 12-residence community. Enjoy the energy of downtown Covington living while maintaining privacy rarely found this close to Covington Square. Steps from year-round events, local restaurants, boutique shopping, and the area's reputation as the Hollywood of the South. Inside, soaring wood-inlay ceilings, exposed architectural beams, polished concrete floors, and dramatic two-story windows flood the space with natural light. The open main level is designed for both entertaining and everyday living, featuring spacious living and dining areas, a modern kitchen with brand-new appliances, a covered patio, plus a guest bedroom and full bath. Upstairs, the primary loft suite offers a true retreat with flexible space ideal for a sitting area or home office, a walk-in closet, and a spa-inspired bath with a soaking tub and double shower. A brand-new washer and dryer are included. Reserved covered parking, guest spaces, and the option to negotiate most furnishings create a near turnkey opportunity. Long-term leasing is permitted, making this an exceptional option for both owner-occupants and investors. FHA spot approval friendly financing available. Sophisticated, walkable, and effortlessly stylish, this is downtown Covington loft living redefined.