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11278 Spencer
Saginaw MI 48609 US

$425,000

Active Under Contract Listing ID 50194362
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3 bed
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3.00 Bath (2 Full , 1 Half)
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Lot: 0.89 Acres
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Single Family Residence

$425,000

Active Under Contract Listing ID 50194362
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11278 Spencer Ready for life on the lake? Your opportunity is here! Move right in to this spacious ranch offering nearly 3, 000 sq. ft. of comfortable, light-filled living. The updated kitchen features hardwood floors, granite countertops, and stainless-steel appliances, opening to a cozy breakfast nook with serene views of your private lake. The primary bedroom includes its own ensuite, while the large great room—with a gas fireplace—flows seamlessly into the four-season room, boasting a wall of windows that frame stunning lake views year-round. Need extra space? The bonus room above the 3-car garage has you covered. Step outside to a peaceful back deck and enjoy your own private oasis. Spend your days relaxing, entertaining, or fishing right in your backyard. This one won’t last—call today for your private showing!

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Property Features

  • Facts
  • Lot Size: 0.89 Acres
  • Property Type: Residential
  • Property Sub-type: Single Family Residence
  • Features
  • Full Bathrooms: 2
  • 1/2 Bathrooms: 1
  • Cooling System: Ceiling Fan(s), Central Air
  • Exterior Finish: Deck, Porch
  • Heating Fuels: Fireplace(s), Forced Air
  • Additional Features
  • Fireplace
  • Patio
  • Waterfront

Property

  • propertytype: Residential
  • propertysubtype: Single Family Residence
  • listprice: 425000
  • unparsedaddress: 11278 Spencer
  • postalcity: Saginaw
  • stateorprovince: MI
  • country: US
  • postalcode: 48609
  • bathroomsfull: 2
  • bathroomshalf: 1
  • bathroomsonequarter: 0
  • bathroomsthreequarter: 0
  • lotsizeacres: 0.89
  • lotsizeunits: Acres
  • lotsizearea: 0.89
  • livingarea: 2988
  • livingareaunits: Square Feet
  • listagentfullname: Bridgette Stallings
  • listagentemail: bridgettestallingsc21@gmail.com
  • listagentkey: 3yd-MIREAL-288934
  • listagentmlsid: 288934
  • listagentpreferredphone: 9897988009
  • listagentofficephone: 9899217000
  • listofficekey: 3yd-MIREAL-15571
  • listagentstatelicense: 6501364640
  • listofficemlsid: 15571
  • disclaimer: Copyright © 2026 Multiple Listing Service MiRealSource. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.
  • sourcesystemid: MIREAL
  • yearbuilt: 1991
  • listingcontractdate: 2025-11-14
  • listagenturl: http://www.century21signaturerealty.com
  • countyorparish: Saginaw
  • parcelnumber: 26-11-3-17-1210-000
  • elementaryschooldistrict: St Charles Community Schools
  • middleorjuniorschooldistrict: St Charles Community Schools
  • highschooldistrict: St Charles Community Schools
  • appliances: Dishwasher, Range, Refrigerator, Washer
  • cooling: Ceiling Fan(s), Central Air
  • constructionmaterials: Vinyl Siding
  • heating: Fireplace(s), Forced Air
  • fireplaceyn: True
  • transactiontype: ForSale
  • storiestotal: 1.5
  • parkingtotal: 0
  • parkingfeatures: Garage, Garage - Attached
  • view: Water
  • waterfrontyn: True
  • franchiseaffiliation: Century 21 Real Estate
  • interiorfeatures: Cable/Internet Avail., Cathedral/Vaulted Ceiling, Ceramic Floors, Hardwood Floors, Spa/Jetted Tub, Walk-In Closet, Window Treatment(s)
  • exteriorfeatures: Deck, Porch
  • waterfrontfeatures: Lake Frontage, Waterfront, Waterfront
  • architecturalstyle: Ranch
  • rooms: Bathroom 1, Bathroom 2, Bathroom 3, Bedroom 1, Bedroom 2, Bedroom 3, Den, Dining Room, Kitchen, Laundry, Library, Living Room
  • utilities: Cable Available
  • patioandporchfeatures: Porch, Deck
  • dock: False
  • poolprivateyn: False
  • spayn: False
  • internetaddressdisplayyn: True
  • internetautomatedvaluationdisplayyn: True
  • internetconsumercommentyn: True
  • customfields: {"AdditionalInformation":{}, "AlternatePrices":[], "BrokerName":"Century 21 Signature Realty", "BuilderEmail":null, "BuilderFax":null, "BuilderPhone":null, "City":null, "Country":null, "Expenses":[{"ExpenseCategory":"Home Owner Assessments Fee", "ExpenseFrequency":"Annually", "ExpenseValue":300}], "GeocodeOptions":null, "LeadRoutingEmail":"bridgettestallingsc21@gmail.com", "ListBrokerageCity":"Saginaw", "ListBrokerageCountry":"US", "ListBrokerageEmail":"julie@c21signaturerealty.com", "ListBrokerageLogoUrl":null, "ListBrokerageName":"Century 21 Signature Realty", "ListBrokeragePhone":"(989) 921-7000", "ListBrokeragePostalCode":"48603", "ListBrokerageStateOrProvince":"MI", "ListBrokerageUnitNumber":null, "ListBrokerageUnparsedAddress":"5580 State Street", "ListBrokerageWebsiteUrl":"http://www.century21signaturerealty.com", "ListOfficeAddress1":"5580 State Street", "ListOfficeAddress2":"Suite 4", "ListOfficeBrokerMlsId":"201330", "ListOfficeCity":"SAGINAW", "ListOfficeCountry":"US", "ListOfficeEmail":"julie@c21signaturere", "ListOfficePostalCode":"48603", "ListOfficeStateOrProvince":"MI", "ListPriceCurrencyType":"USD", "ListingTitle":"Ranch, Single Family - Saginaw, MI", "ListingURL":"https://www.realtor.com/realestateandhomes-detail/11278-Spencer-Rd_Saginaw_MI_48609_M38258-08401?f=listhub&s=MIREAL&m=50194362&c=rexren", "MLSModificationTimestamp":"2025-12-06T20:38:45Z", "Neighborhoods":[{"Description":null, "Name":"Swan Creek Twp (73023)"}], "PostalCode":null, "RawPropertySubType":"Single Family", "RawPropertyType":"Single Family", "RoomCount":null, "StateOrProvince":null, "Taxes":[], "UnitNumber":null, "UnparsedAddress":null}
Listing Changed: 1/1/2026 12:40:15 AM GMT
Source Updated Date: 1/12/2026 6:52:21 AM GMT

Courtesy of: Bridgette Stallings, Century 21 Signature Realty, bridgettestallingsc21@gmail.com

Copyright © 2026 Multiple Listing Service MiRealSource. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.