11128 Accra Lane Turnkey living in the heart of Scripps Ranch-with no HOA and no Mello-Roos! Tucked away in a quiet established neighborhood, this beautifully upgraded East Facing 3-bedroom 2.5-bath home has been thoughtfully improved from the roof down. Recent upgrades include a new roof (2023), remodeled kitchen and appliances (2024), new HVAC, exterior paint (2025), fresh interior paint, New Carpet on second-floor, updated lighting, new front lawn, tankless water heater and 240V EV charging in the garage. A dramatic two-story entry fills the main level with natural light, complemented by wood flooring, tile finishes, and plantation shutters. The remodeled kitchen features new appliances and a bright breakfast nook while the updated powder room adds a modern touch with a smart toilet, floating vanity and contemporary medicine cabinet. Upstairs, the spacious primary suite offers a separate soaking tub and shower. Both bathrooms feature refinished cabinetry and new lighting, while new carpet adds comfort throughout the second level. Step outside to a completely transformed backyard, featuring low-maintenance turf, expansive pavers, a private patio and pergola. With the home backing to an open hillside and no rear neighbors enjoy exceptional privacy and unobstructed views of the surrounding open land-less maintenance, more time to enjoy your home. Ideally located near highly regarded Scripps Ranch schools, parks, trails, shopping and with easy access to I-15. A move-in-ready home that combines modern upgrades, privacy and exceptional value-all without HOA or Mello-Roos fees.