111 S 20th Perfectly positioned in the heart of Bozeman, this versatile residence offers the ideal combination of space, flexibility, and an unbeatable location just minutes from Montana State University, downtown, parks, restaurants, shopping, and everyday conveniences. Thoughtfully designed with multiple living areas, the home presents exceptional opportunities for multi-generational living, rental income, or simply room to spread out. The spacious main level has 2 bedrooms, a full bathroom, plenty of natural light and deck access off the kitchen. The large upper-level room has a wood stove, built in cabinetry and lots of closets and another bathroom and the laundry room. The lower level offers a separate living area complete with a kitchen, 2 bedrooms, and a bathroom, creating outstanding potential for guests, extended family, or supplemental income. The lower level utility room has a washer and dryer. The oversized garage has an extra area in the back and cabinetry for storage. Outside, mature trees provide shade and privacy for the generous backyard, where a large deck invites summer barbecues, entertaining, or quiet evenings outdoors. Whether you're searching for a primary residence with flexible living arrangements or an investment in one of Bozeman's most desirable central neighborhoods, this property delivers location, versatility, and long-term value.