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109 E Church Street
St. Marys GA 31558 US

$459,000

Active Listing ID 10810507
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3 bed
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2.00 Bath (2 Full)
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Lot: 0.53 Acres
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Single Family Residence

$459,000

Active Listing ID 10810507
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109 E Church Street Charming cottage in downtown St. Marys featuring character, location, and worry-free upgrades. This fully furnished 3BR/2BA home sits on a 0.53-acre lot shaded by majestic oaks and offers tongue-and-groove interiors, hardwood floors, plantation shutters, a fireplace with built-ins, and a kitchen updated with new appliances and flooring. A cozy den opens to an upgraded screened porch overlooking camellias, azaleas, and a historic oak tree. Recent and significant upgrades provide true peace of mind: new roof; new exterior electrical panel; new ductwork; tankless gas water heater; gas line added with plumbing for stove and dryer; attic insulation; gutters & downspouts; dehumidifier under home with sump pump and all vents vented to the exterior. Property includes a 21x30 multi-use outbuilding, garage improvements featuring new lighting and a decorative mural), ample space for RV/boat parking. Enjoy walking to schools, restaurants, shopping, and the waterfront, a rare blend of southern charm and modern reliability.

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Property Features

  • Facts
  • Lot Size: 0.53 Acres
  • Property Type: Residential
  • Property Sub-type: Single Family Residence
  • Features
  • Full Bathrooms: 2
  • Cooling System: Central Air, Ceiling Fan(s)
  • Floor Covering: Laminate, Hardwood, Tile
  • Roof Type: Composition
  • Heating Fuels: Central
  • Additional Features
  • Fireplace
  • Patio

School Information

  • School
  • Saint Marys(Elementary)
  • Saint Marys(MiddleSchool)
  • Camden(HighSchool)

Property

  • propertytype: Residential
  • propertysubtype: Single Family Residence
  • listprice: 459000
  • unparsedaddress: 109 E Church Street
  • postalcity: St. Marys
  • stateorprovince: GA
  • country: US
  • postalcode: 31558
  • bathroomsfull: 2
  • bathroomshalf: 0
  • bathroomsonequarter: 0
  • bathroomsthreequarter: 0
  • lotsizeacres: 0.53
  • lotsizeunits: Acres
  • lotsizearea: 0.53
  • livingarea: 1320
  • livingareaunits: Square Feet
  • latitude: 30.729088
  • longitude: -81.545612
  • listagentfullname: Carrie Paulk-Gay
  • listagentemail: carriegayrealtor@gmail.com
  • listagentkey: 3yd-GAMLS-PAULKGAYCARR
  • listagentmlsid: PAULKGAYCARR
  • listagentpreferredphone: 9126749388
  • listagentofficephone: 9128825450
  • listofficekey: 3yd-GAMLS-CBPP01
  • listofficemlsid: CBPP01
  • disclaimer: Copyright © 2026 Georgia Multiple Listing Service. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.
  • sourcesystemid: GAMLS
  • yearbuilt: 1960
  • listingcontractdate: 2026-07-21
  • listagenturl: https://www.mycbhomes.com
  • countyorparish: Camden
  • parcelnumber: S33 10 005
  • elementaryschool: Saint Marys
  • highschool: Camden
  • appliances: Dishwasher, Gas Water Heater, Range, Refrigerator, Stainless Steel Appliance(s), Tankless Water Heater
  • cooling: Central Air, Ceiling Fan(s)
  • constructionmaterials: Block, Wood Siding
  • flooring: Laminate, Hardwood, Tile
  • heating: Central
  • fireplaceyn: True
  • transactiontype: ForSale
  • storiestotal: 1
  • parkingtotal: 2
  • parkingfeatures: Garage
  • roof: Composition
  • waterfrontyn: False
  • franchiseaffiliation: Coldwell Banker Real Estate
  • interiorfeatures: Bookcases, Master On Main Level
  • architecturalstyle: Cottage
  • rooms: Bedroom 1, Family Room, Bathroom 1, Bedroom 3, Den, Bathroom 2, Bedroom 2
  • utilities: Cable Available
  • patioandporchfeatures: Porch
  • dock: False
  • poolprivateyn: False
  • spayn: False
  • fencing: Chain Link
  • internetaddressdisplayyn: True
  • internetautomatedvaluationdisplayyn: True
  • internetconsumercommentyn: True
  • location: -81.54561, 30.729088
  • customfields: {"AdditionalInformation":{}, "AlternatePrices":[], "BrokerName":"Coldwell Banker Platinum Partners", "BuilderEmail":null, "BuilderFax":null, "BuilderPhone":null, "City":null, "Country":null, "CustomSourceId":null, "Expenses":[], "GeocodeOptions":null, "LeadRoutingEmail":"carriegayrealtor@gmail.com", "ListBrokerageCity":"Savannah", "ListBrokerageCountry":"US", "ListBrokerageEmail":"tom@mycbhomes.com", "ListBrokerageLogoUrl":null, "ListBrokerageName":"Coldwell Banker Platinum Partners", "ListBrokeragePhone":"(912) 695-1581", "ListBrokeragePostalCode":"31405", "ListBrokerageStateOrProvince":"GA", "ListBrokerageUnitNumber":null, "ListBrokerageUnparsedAddress":"6349 Abercorn Street", "ListBrokerageWebsiteUrl":"https://www.mycbhomes.com", "ListOfficeAddress1":"1951 Commerce Drive ", "ListOfficeAddress2":null, "ListOfficeBrokerMlsId":"CBPP01", "ListOfficeCity":"Kingsland", "ListOfficeCountry":"US", "ListOfficeEmail":"getanswers@mycbhomes.com", "ListOfficePostalCode":"31548", "ListOfficeStateOrProvince":"GA", "ListPriceCurrencyType":"USD", "ListingTitle":"SINGLE_FAMILY - Cottage - St. Marys, GA", "ListingURL":"https://www.realtor.com/realestateandhomes-detail/109-E-Church-St_Saint-Marys_GA_31558_M93814-43575?f=listhub&s=GAMLS&m=10810507&c=rexren", "MLSModificationTimestamp":"2026-07-22 19:21:52", "Neighborhoods":[], "PostalCode":null, "RoomCount":null, "StateOrProvince":null, "Taxes":[{"TaxAnnualAmount":3257, "TaxDescription":null, "TaxYear":"2025"}], "UnitNumber":null, "UnparsedAddress":null}
Listing Changed: 7/22/2026 7:46:20 PM GMT
Source Updated Date: 7/24/2026 12:47:26 AM GMT

Courtesy of: Carrie Paulk-Gay, Coldwell Banker Access Realty, carriegayrealtor@gmail.com

Copyright © 2026 Georgia Multiple Listing Service. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.